13645 Osborn Ave, Dearborn, MI 48126 Property Records

Wayne County property record for 13645 Osborn Ave, Dearborn, MI 48126

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,509 sqft · built 1999
Owner	Individual Name on File
Tax Bill	$2,298 (2023)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`82-10-184-09-008`

Property Details

APN / Parcel Number

Primary APN	`82-10-184-09-008`
Alternative APN	`82 10 184 14 098`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,509 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Garage Area	193 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Old Parcel Number	82-10-184-09-008
Street Address	13645 OSBORN AVE
City	DEARBORN
State	MI
Zip	48126-3483
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BC
Legal Description	UNIT 121 GEORGETOWN COMMONS OF DEARBORN CONDOMINIUM, WAYNE COUNTY CONDOMINIUM SUBDIVISIONPLAN NO. 482
Legal Subdivision	GEORGETOWN COMMONS OF DEARBORN
Legal Unit	121
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1004
Census Tract	574100

Owner

Source: Wayne County records · APN 82-10-184-09-008

Assessment roll updated March 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13645 OSBORN AVE, DEARBORN, MI 48126-3483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	13645 OSBORN AVE, DEARBORN, MI 48126-3483
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0583141387
Date	Jun 23, 2023
Book Page	58314/1387
Instrument	2023177406

Lender

Name	MICHIGAN FIRST CU
Type	Credit Union
Address	SOUTHFIELD, MI 48076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 25, 2038

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated March 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,100 (+9.18%)	$202,200 (+9.18%)
2023	$2,298.00 (-7.64%) Homeowner's exemption	$92,600	$185,200
2019	$2,488.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635741001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 499 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0001730, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEARBORN serves 109,976 people
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.