Wayne County property record for 13643 Rose St, Gibraltar, MI 48173
| Property Type | Bungalow |
|---|---|
| Details | 1 ba · 900 sqft · built 1948 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $52,421 (Jan 2006) |
| Tax Bill | $1,993 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 36 018 01 0452 000 |
| Primary APN | 36 018 01 0452 000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 115 ft deep x 40 ft wide |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 102 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 13643 ROSE ST |
|---|---|
| City | GIBRALTAR |
| State | MI |
| Zip | 48173-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Bungalow |
| Local Zoning Code | RESIDE |
| Legal Description | 01C452 T5S LOT 452 HALLS GIBRALTAR SUB PC 54 T5S R10E L54 P35, 36 WCR |
| Legal Subdivision | HALLS GIBRALTAR |
| Legal Lot Number | 452 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GIBRALTAR |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 597000 |
13643 Rose St, a bungalow, is owned and occupied by an individual who bought it in January 2006.
Source: Wayne County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13643 ROSE ST, GIBRALTAR, MI 48173-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2006 · Amount on File |
| Deed Sale | Jan 9, 2006 · Amount on File |
| Deed Document Number | 200613935 |
| Deed Book / Page | 43889 / 557 |
| Prior Transfer Date | Dec 21, 2005 |
| Prior Transfer Doc | 0438890557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jul 16, 2026 |
| Property Address | 13643 ROSE ST, GIBRALTAR, MI 48173-9559 |
| Document Number | 0000231053 |
| Book / Page | 60408 / 169 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026231053 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13643 ROSE ST, GIBRALTAR, MI 48173-9559 |
| Document Number | 0000231053, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 60408/169 |
| Instrument | 2026231053 |
| Name | ADVANTAGE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 13643 Rose St was $1,993 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Gibraltar City |
| Unified School District | Gibraltar School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,800 | $137,600 | |
| 2025 | $1,993.00 | ||
| 2023 | $57,600 (+15.43%) | $115,200 (+15.43%) | |
| 2022 | $49,900 | $99,800 | |
| 2021 | $1,666.00 (+1.4%) | ||
| 2020 | $1,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13643 Rose St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 251 (1980–2023) |
| Claims Outside the SFHA | 37 of 251 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13643 Rose St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBRALTAR serves 4,997 people · EPA ID MI0002630 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
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