Madison County property record for 1364 Scaffold Cane Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,188 sqft |
| Lot Size | 0.084 acres (3,698 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,386 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Mar 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B012-0001-0008-A |
| Primary APN | B012-0001-0008-A |
|---|---|
| Alternative APNs |
|
| Building Area | 1,188 sqft Living Area |
|---|---|
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,188 sqft |
| Unfinished Basement | 1,188 sqft |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Lot Area | 3,698 sqft (0.084 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Account Number | 44250 |
|---|---|
| Street Address | 1364 SCAFFOLD CANE RD |
| City | BEREA |
| State | KY |
| Zip | 40403-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE OAK HILLS LOT 1 |
| Legal Subdivision | WHITE OAK HILLS |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11304 |
1364 Scaffold Cane Rd is owned and occupied by an individual who acquired it in November 2025.
Source: Madison County records, as of December 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1364 SCAFFOLD CANE RD, BEREA, KY 40403-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Warranty Deed, Transfer |
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 25, 2025 |
| Transfer Doc | 000D877/18 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 12, 2025 |
| Property Address | 1364 SCAFFOLD CANE RD, BEREA, KY 40403-2147 |
| Document Number | 000D877/18 |
| Book / Page | D877 / 18 |
| Map Reference | MB 6 PG 377 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2014305111 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 CENTER ST, BEREA, KY 40403-1736 |
| Name | Verified Name |
|---|---|
| Address | 1364 SCAFFOLD CANE RD, BEREA, KY 40403-2147 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1364 SCAFFOLD CANE RD, BEREA, KY 40403-2147 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2289/564 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | M2289/564 |
| Instrument | 2014196181 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1364 Scaffold Cane Rd was $1,386.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,386.00 | $147,000 | $147,000 |
| 2023 | $1,349.00 | $139,100 | $139,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1364 Scaffold Cane Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1364 Scaffold Cane Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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