1364 Kyle Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1364 Kyle Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,802 sqft · built 1985
Lot Size	0.215 acres (9,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Nov 2019)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A860000595`

Property Details

APN / Parcel Number

Primary APN	`A860000595`
Alternative APN	`3-0120-5859-00-0058.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,802 sqft Living Area
Gross Area	3,621 sqft
1st Floor Area	1,167 sqft
Basement Area	999 sqft
Finished Basement	636 sqft
Unfinished Basement	363 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,379 sqft (0.215 acres)
Lot Dimensions	113 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	45 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860000595
Street Address	1364 KYLE DR
City	SAINT CHARLES
State	MO
Zip	63304-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWRIDGE #1 LOT 58
Legal Subdivision	MEADOWRIDGE #1
Legal Lot Number	58
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	1
Census Block	1004
Census Tract	311122

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1364 KYLE DR, SAINT CHARLES, MO 63304-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Nov 8, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Sep 11, 2007 · Amount on Record
Deed Document Number	2019642590
Deed Book / Page	7179 / 1024
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1364 KYLE DR, SAINT CHARLES, MO 63304-3426
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070170213
Date	Dec 20, 2018
Book Page	7017/0213
Instrument	20181220000709370

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1364 KYLE DR, SAINT CHARLES, MO 63304-3426
Document Number	0000076373
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1364 KYLE DR ST CHARLES MO 633043426, ST CHARLES, MO 63304-3426

Mortgage

Document Number	0000076373
Date	Oct 9, 2020
Instrument	76373

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 8, 2019
Property Address	1364 KYLE DR, SAINT CHARLES, MO 63304-3426
Document Number	0071791024
Book / Page	7179 / 1024
Map Reference	MB 24 PG 84
Instrument Date	Oct 24, 2019
Instrument	20191108000642590
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1364 KYLE DR, SAINT CHARLES, MO 63304-3426

Mortgage

Document Number	20191108000642600
Date	Nov 8, 2019
Instrument	20191108000642600

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,373 (-)	$333,542 (-) Land $65,000 Building $268,542
2025	$3,761.00	$63,373 (+12.78%)	$333,542 (+12.78%) Land $65,000 Building $268,542
2023		$56,191
2022			$295,740 Land $65,000 Building $230,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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