13632 Silver Lake Dr, Poway, CA 92064 Property Records

San Diego County property record for 13632 Silver Lake Dr, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,645 sqft · built 1974
Lot Size	0.452 acres (19,700 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`317-680-15-00`

Property Details

APN / Parcel Number

Primary APN	`317-680-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,645 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	19,700 sqft (0.452 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13632 SILVER LAKE DR
City	POWAY
State	CA
Zip	92064-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Description	LOT 155 TR 007066
Legal Subdivision	GOLDEN CITY
Legal Tract	007066
Legal Block	2
Legal Lot Number	155
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13632 SILVER LAKE DR, POWAY, CA 92064-3719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED SECURITY FINANCIAL CORP
Jan 31, 2018	Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK
Apr 16, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 27, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 22, 2003
Transfer Doc	0001052888
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13632 SILVER LAKE DR, POWAY, CA 92064-3719
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13632 SILVER LAKE DR, POWAY, CA 92064-3719

Mortgage

Document Number	0000074810
Date	Mar 26, 2024
Instrument	2024-0074810

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13632 SILVER LAKE DR, POWAY, CA 92064-3719
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13632 SILVER LAKE DR, POWAY, CA 92064-3719

Mortgage

Document Number	0000171645
Date	Mar 5, 2021
Instrument	2021-0171645

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13632 SILVER LAKE DR, POWAY, CA 92064-3719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038564
Date	Jan 31, 2018
Instrument	2018-0038564

Lender

Name	CBC NATIONAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13632 SILVER LAKE DR, POWAY, CA 92064-3719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194318
Date	Apr 16, 2020
Instrument	2020-0194318

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13632 SILVER LAKE DR, POWAY, CA 92064-3719
Document Number	0000263474
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13632 SILVER LAKE DR POWAY CA 920643719, POWAY, CA 92064-3719

Mortgage

Document Number	0000263474
Date	Jul 3, 2019
Instrument	263474

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$225,861 (+2%) Land $54,475 Building $171,386
2025	$2,522.00 (+4.95%) Homeowner's exemption	$221,433 (+4.04%) Land $53,407 Building $168,026
2023	$2,403.00 (+1.74%) Homeowner's exemption	$212,836 Land $51,334 Building $161,502
2022	$2,362.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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