13630 Old Dock Rd, Orlando, FL 32828 Property Records

Orange County property record for 13630 Old Dock Rd, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,098 sqft · built 2003
Lot Size	0.18 acres (7,829 sqft)
Owner	Individual Name on Record
Last Sale	$185,100 (Jul 2003)
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-31-0984-00-640`

Property Details

APN / Parcel Number

Primary APN	`23-22-31-0984-00-640`
Alternative APNs	`312223098400640` `605772` `612025` `616830`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,098 sqft Living Area
Gross Area	2,801 sqft
1st Floor Area	2,098 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,829 sqft (0.18 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	243 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13630 OLD DOCK RD
City	ORLANDO
State	FL
Zip	32828-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BRIDGE WATER PH 3 51/20 LOT 64
Legal Range	31E
Legal Township	22S
Legal Section	23
Legal Subdivision	BRIDGE WATER PH 3
Legal Phase	3
Legal Tract	984
Legal Lot Number	64
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1005
Census Tract	16743

Owner

Source: Orange County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13630 OLD DOCK RD, ORLANDO, FL 32828-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 17, 2025	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
Dec 11, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 9, 2023	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2003 · Amount on Record
Deed Sale	Jul 18, 2003 · Amount on Record
Deed Document Number	2003399768
Deed Book / Page	7004 / 3226
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Oct 6, 2026
Property Address	13630 OLD DOCK RD, ORLANDO, FL 32828-9504
Document Number	0000552797
Instrument Date	Sep 24, 2026
Instrument	2026552797
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13630 OLD DOCK RD, ORLANDO, FL 32828-9504

Mortgage

Document Number	0000552797,
Date	Oct 6, 2026
Instrument	2026552797

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13630 OLD DOCK RD, ORLANDO, FL 32828-9504
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13630 OLD DOCK RD, ORLANDO, FL 32828-9504

Mortgage

Document Number	0000724248
Date	Dec 17, 2025
Instrument	20250724248

Lender

Name	TRUIST BANK
Type	Bank
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13630 OLD DOCK RD, ORLANDO, FL 32828-9504
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13630 OLD DOCK RD, ORLANDO, FL 32828-9504

Mortgage

Document Number	0000710373
Date	Dec 11, 2023
Instrument	20230710373

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13630 OLD DOCK RD, ORLANDO, FL 32828-9504
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13630 OLD DOCK RD, ORLANDO, FL 32828-9504

Mortgage

Document Number	0000263087
Date	May 9, 2023
Instrument	20230263087

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2038

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,731 (+2.7%)	$406,010 (-1.35%) Land $60,000 Building $346,010
2025	$2,975.00 (+7.05%) Homeowner's exemption	$191,559 (+5.99%)	$411,570 (+10.92%) Land $60,000 Building $351,570
2024	$2,779.00 (+7.01%)
2023	$2,597.00 (+5.01%) Homeowner's exemption	$180,738 (+3%)	$371,063 (+14.86%) Land $60,000 Building $311,063
2022	$2,473.00 Homeowner's exemption	$175,474	$323,062 Land $60,000 Building $263,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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