1363 Shipwreck Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1363 Shipwreck Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	1 Beds
Bathrooms	1 Baths
Architecture Style	Mobile/Manufactured
Year Built	Built 1985
Square Footage	248 sqft Heated Area
Lot Size	2,657 sqft (0.06 acres)
Last Sale	$55,000 (2023)
Tax Bill	$1,374.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`93502`
Alternative APN	`342531498700010359`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	248 sqft Heated Area
Gross Area	594 sqft Gross Area
1st Floor	248 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure

Exterior

Year Built	Built 1985
Architectural Style	Mobile/Manufactured Style
Exterior Material	Aluminum Siding Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	2,657 sqft (0.06 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft Shed
Porch	Finished/Screened Porch
Porch Area	310 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Floor/Wall Furnace Heating

Location & Zoning

Account Number	93502
Street Address	1363 SHIPWRECK LN
City	SAINT CLOUD
State	FL
Zip	34771-7435
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	SHELTER COVE RESORT COND CB 1 PG 20 LOT 359
Legal Range	31E
Legal Township	25S
Legal Section	34
Legal Subdivision	SHELTER COVE
Legal Tract	4987
Legal Block	1
Legal Lot Number	359
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3039
Census Tract	43700

Owner

Source: Osceola County records · APN 93502

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4 ROMANCE LN, CHAMBERSBURG, PA 17202-7029
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Doc Number	2023033451
Deed Book / Page	6375 / 1617
Record Refreshed	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 23, 2023
Property Address	1363 SHIPWRECK LN, SAINT CLOUD, FL 34771-7435
Document Number	0063751617
Book / Page	6375 / 1617
Map Reference	MB 228 PG 662
Instrument Date	Mar 17, 2023
Instrument	2023033451
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1396 BONAVENTURE DR, SAINT CLOUD, FL 34771-7477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ROMANCE LN, CHAMBERSBURG, PA 17202-7029
Investor	Possibly a Property Investor

Mortgage

Document Number	0063751619
Date	Mar 23, 2023
Instrument	6375/1619

Lender

Name	UNLIMITED SOLUTIONS TRUST
Type	Private Party

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00 (+41.65%)	$76,700 (+18%) Land $50,000 Building $26,700	$76,700 (+18%) Land $50,000 Building $26,700
2023	$970.00 (+16.87%)	$65,000 (+32.11%) Land $35,000 Building $30,000	$65,000 (+32.11%) Land $35,000 Building $30,000
2022	$830.00	$49,200 Land $35,000 Building $14,200	$49,200 Land $35,000 Building $14,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	About 1 in 249 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.