San Bernardino County property record for 13612 Cochise Rd, Apple Valley, CA 92308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,697 sqft · built 1988 |
| Lot Size | 0.45 acres (19,589 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,442 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3088-431-14-0000 |
| Primary APN | 3088-431-14-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,697 sqft Living Area |
| Gross Area | 2,177 sqft |
| 1st Floor Area | 1,697 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 19,589 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 784 sqft |
| Patio Area | 784 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 13612 COCHISE RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-6051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 8476 LOT 505 |
| Legal Subdivision | TOWN OF APPLE VALLEY |
| Legal Tract | 8476 |
| Legal Block | 1 |
| Legal Lot Number | 505 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 9725 |
Source: San Bernardino County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13612 COCHISE RD, APPLE VALLEY, CA 92308-6051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Sep 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 14, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2022 |
| Deed Sale | Feb 14, 2022 |
| Prior Sale | Aug 30, 2001 · Amount on Record |
| Deed Document Number | 202259464 |
| Prior Transfer Date | Aug 11, 2006 |
| Prior Transfer Doc | 0000568757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 2, 2026 |
| Property Address | 13612 COCHISE RD, APPLE VALLEY, CA 92308-6051 |
| Document Number | 0000231412 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026231412 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13612 COCHISE RD, APPLE VALLEY, CA 92308-6051 |
| Document Number | 0000231412, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 2026231412 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Mar 1, 2052 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 13612 COCHISE RD, APPLE VALLEY, CA 92308-6051 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 13612 COCHISE RD, APPLE VALLEY, CA 92308-6051 |
| Document Number | 0000222195 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025-0222195 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Feb 14, 2022 |
| Property Address | 13612 COCHISE RD, APPLE VALLEY, CA 92308-6051 |
| Document Number | 0000059464 |
| Map Reference | MB 124 PG 47-63 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-0059464 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13612 COCHISE RD, APPLE VALLEY, CA 92308-6051 |
| Document Number | 0000059465 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022-0059465 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $202,522 (+2%) Land $34,428 Building $168,094 | |
| 2025 | $3,442.00 (-0.15%) | $198,551 (+4.04%) Land $33,753 Building $164,798 |
| 2023 | $3,447.00 (+51.78%) | $190,841 Land $32,442 Building $158,399 |
| 2022 | $2,271.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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