13610 Saint Clair Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 13610 Saint Clair Dr, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Lot Size	0.193 acres (8,414 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2026)
Tax Bill	$2,409 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2020 Mortgage + 1 more
APN	`54-06-03-0-089`

Property Details

APN / Parcel Number

Primary APN	`54-06-03-0-089`
Alternative APN	`0540060030089`

Exterior

Lot Area	8,414 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60.1 ft wide

Location & Zoning

Street Address	13610 SAINT CLAIR DR
City	IRWIN
State	PA
Zip	15642-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 509 & HOUSE 60.1 X 140-.275 X IR
Legal Subdivision	PENNS WOODS PLAN NO 5
Legal Lot Number	509
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	2
Census Block	2000
Census Tract	803301

Owner

13610 Saint Clair Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Westmoreland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13610 SAINT CLAIR DR, IRWIN, PA 15642-5111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG
Jan 23, 2019	Special Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Jan 23, 2019 · Amount on File
Deed Document Number	202626152
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Sep 17, 2026
Property Address	13610 SAINT CLAIR DR, IRWIN, PA 15642-5111
Document Number	0000026152
Instrument Date	Sep 16, 2026
Instrument	202626152
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	KEYSTONE CLOSING SERVICES LLC, KEYSTONE CLOSING SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13610 SAINT CLAIR DR, IRWIN, PA 15642-5111

Mortgage

Document Number	0000026153,
Date	Sep 17, 2026
Instrument	20261726153

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	CIRCLE PENNS WOODS PL-5, PL-5, IRWIN, PA 15642
Document Number	0000034157
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13610 SAINT CLAIR DR NORTH HUNTINGDON PA 156425111, NORTH HUNTINGDON, PA 15642-5111

Mortgage

Document Number	0000034157
Date	Oct 15, 2020
Instrument	34157

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

January 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jan 23, 2019
Property Address	CIRCLE PENNS WOODS PL-5, PL-5, IRWIN, PA 15642
Document Number	0000001964
Map Reference	MB 38 PG 30-33
Instrument Date	Dec 3, 2018
Instrument	201901230001964
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,798.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13610 SAINT CLAIR DR, IRWIN, PA 15642-5111

Mortgage

Document Number	0000001965
Date	Jan 23, 2019
Instrument	201901230001965

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 13610 Saint Clair Dr was $2,409, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,409.00 (+2.6%)	$17,230 Land $3,140 Building $14,090
2025	$2,348.00 (+8.3%)		$17,230 Land $3,140 Building $14,090
2024	$2,168.00	$17,230 Land $3,140 Building $14,090
1972			$17,230 Land $3,140 Building $14,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 13610 Saint Clair Dr; there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13610 Saint Clair Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC YOUGH PLANT serves 133,000 people · EPA ID PA5260036
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure resolved · Aug 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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