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1361 Cape Sable Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 1361 Cape Sable Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,467 sqft · built 2001
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$357,500 (Jan 2019)
Tax Bill$4,576 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN26-36-23-SB-*-25

Property Details

APN / Parcel Number

Primary APN26-36-23-SB-*-25
Alternative APNs
  • 26-36-23-SB-00000.0-0025.00
  • 2623840

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,467 sqft Living Area
Gross Area3,349 sqft
1st Floor Area2,467 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 80 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area611 sqft
PorchFinished/Open Porch
Porch Area271 sqft
Deck Area510 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2623840
Street Address1361 CAPE SABLE DR
CityMELBOURNE
StateFL
Zip32940-1489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSAWGRASS AT SUNTREE PHASE THREE LOT 25
Legal Range36E
Legal Township26S
Legal Section23
Legal SubdivisionSAWGRASS AT SUNTREE PHASE THREE
Legal Phase3
Legal Lot Number25
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group1
Census Block1001
Census Tract64128

Owner

1361 Cape Sable Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address1361 CAPE SABLE DR, MELBOURNE, FL 32940-1489
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jun 19, 2020Deed of Trust, Mortgage · Conventional with PMI
NAVY FCU
Jan 18, 2019Warranty Deed, Transfer · VA Mortgage
CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2019 · Amount on File
Deed SaleJan 18, 2019 · Amount on File
Prior SaleAug 4, 2008 · Amount on File
Deed Document Number201912704
Deed Book / Page8351 / 687
Prior Transfer DateAug 3, 2007
Prior Transfer Doc0058011805
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1361 CAPE SABLE DR, MELBOURNE, FL 32940-1489
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1361 CAPE SABLE DR, MELBOURNE, FL 32940-1489

Mortgage

Document Number0095032277
DateMay 12, 2022
Book Page9503/2277
Instrument2022120317
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueJun 1, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1361 CAPE SABLE DR, MELBOURNE, FL 32940-1489
Document Number0087810659
Instrument DateJun 19, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1361 CAPE SABLE DR MELBOURNE FL 329401489, MELBOURNE, FL 32940-1489

Mortgage

Document Number0087810659
DateJun 30, 2020
Book Page008781/000659
Instrument138207
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 29, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJan 18, 2019
Property Address1361 CAPE SABLE DR, MELBOURNE, FL 32940-1489
Document Number0083510687
Book / Page8351 / 0687
Map ReferenceMB 46 PG 21&22
Instrument DateJan 18, 2019
Instrument2019012704
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,502.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 WAVERLY PLACE LN, 200, LOUISA, VA 23093-4163

Transferred To (Grantee/Buyer)

NameVerified Name
Address1361 CAPE SABLE DR, MELBOURNE, FL 32940-1489

Mortgage

Document Number2019012705
DateJan 18, 2019
Instrument2019012705
Lender
NameCHRISTENSEN FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1361 Cape Sable Dr was $4,576 with exemptions applied, up 7.3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$354,350 (+2.7%)$509,340 (-2.64%)
2025$4,576.00 (+7.29%) Homeowner's exemption Veteran's exemption$345,040$523,130
2024$4,265.00 (+1.64%)
2023$4,196.00 (+7.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$325,560 (+3%)$574,380 (+15.28%) Land $143,000 Building $431,380
2022$3,910.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$316,080$498,230 Land $126,500 Building $371,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1361 Cape Sable Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 590 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies590 in force
Nearby Flood Claims53 (1999–2026)
Claims Outside the SFHA41 of 53
Most Recent ClaimAug 2026 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Tropical Storm Fay, Aug 2008 · 24 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1361 Cape Sable Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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