1361 28th St NE, Emerado, ND 58228 Property Records

Grand Forks County property record for 1361 28th St NE, Emerado, ND 58228

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 2000
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$122,300 (Mar 2013)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09280100002002`

Property Details

APN / Parcel Number

Primary APN	`09280100002002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached

Location & Zoning

Street Address	1361 28TH ST NE
City	EMERADO
State	ND
Zip	58228-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 151 SCT: 28 RNG: 53 PT NE1/4 COMM AT NE CORNER OF SEC 28, S1688.61' TO BEG, S400.00', W450.00', N160.00', N39-48'20E 312.41' TO A LINE BEARING S90-00'00W FROM PT OF BEG, E250.00' TO BEG. 28-151-53
Legal Range	53W
Legal Township	151
Legal Section	28
Legal Subdivision	LEASED SITES
Jurisdiction	GRAND FORKS ND
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1162
Census Tract	12000

Owner

1361 28th St NE is owned and occupied by an individual who bought it in March 2013.

Source: Grand Forks County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1361 28TH ST NE, EMERADO, ND 58228-9764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2013 · Amount on File
Deed Sale	Mar 26, 2013 · Amount on File
Deed Document Number	2013730034
Prior Transfer Date	Feb 25, 2010
Prior Transfer Doc	695051
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	1361 28TH ST NE, EMERADO, ND 58228-9764
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000854746
Date	Mar 3, 2026
Instrument	854746

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1361 28th St NE was $1,929.

Source: Grand Forks County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
County Subdivision	Chester Township
Unified School District	Larimore Public School District 44 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00	$90,900 Land $13,000 Building $77,900	$181,800 Land $26,000 Building $155,800
2023	$1,639.00	$80,350 Land $4,200 Building $76,150	$160,700 Land $8,400 Building $152,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1361 28th St NE in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1997–2020)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2020 · 4 claims Severe Storms, Flooding And Ground Saturation, Jun 2000 · 3 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1361 28th St NE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Polar Telecommunications Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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