13609 Puff Rd, Fort Wayne, IN 46845 Property Records

Allen County property record for 13609 Puff Rd, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 7,089 sqft · built 2011
Lot Size	6,990 acres (304,484,400 sqft)
Owner	2 Individual Names on File
Last Sale	$2,230,400 (Jun 2023)
Tax Bill	$13,170 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03-19-400-028.000-042`

Property Details

APN / Parcel Number

Primary APN	`02-03-19-400-028.000-042`
Alternative APN	`1300190088`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	7,089 sqft Living Area
Gross Area	8,409 sqft
1st Floor Area	4,271 sqft
Basement Area	2,932 sqft
Finished Basement	2,800 sqft
Unfinished Basement	132 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Frame
Roof Material	Asphalt
Lot Area	304,484,400 sqft
Garage Type	Attached
Garage Area	1,188 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	13609 PUFF RD
City	FORT WAYNE
State	IN
Zip	46845-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.99A IRR TR N 1/2 S 1/2 SE 1/4 SEC 19
Legal Tract	N
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2021
Census Tract	10201

Owner

13609 Puff Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Allen County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13609 PUFF RD, FORT WAYNE, IN 46845-8802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on File
Deed Sale	Jun 21, 2023 · Amount on File
Prior Sale	Jun 29, 2006 · Amount on File
Deed Document Number	202325562
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jun 21, 2023
Property Address	13609 PUFF RD, FORT WAYNE, IN 46845-8802
Document Number	2023025562
Instrument Date	Jun 16, 2023
Instrument	2023025562
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13609 PUFF RD, FORT WAYNE, IN 46845-8802

Mortgage

Document Number	2023025563
Date	Jun 21, 2023
Instrument	2023025563

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

Tax Assessment & Valuation

The 2025 property tax bill for 13609 Puff Rd was $13,170 with a homeowner's exemption, down 6.9% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,170.00 (-6.93%)	$1,342,700 Land $170,300 Building $1,172,400	$1,342,700 Land $170,300 Building $1,172,400
2024	$14,151.00 (+14.67%)
2023	$12,341.00 (+37.41%)	$1,287,500 (+33.07%) Land $149,100 Building $1,138,400	$1,287,500 (+33.07%) Land $149,100 Building $1,138,400
2022	$8,981.00	$967,500 Land $149,200 Building $818,300	$967,500 Land $149,200 Building $818,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13609 Puff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13609 Puff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Lakeland Internet Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Puff Rd

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