13609 Dover Cliffs Pl, Germantown, MD 20874 Property Records

Montgomery County property record for 13609 Dover Cliffs Pl, Germantown, MD 20874

Property Summary

Property Type	Condominium
Details	2 ba · 2,176 sqft · built 2007
Owner	Individual Name on File
Last Sale	$319,000 (Aug 2019)
Tax Bill	$4,691 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03615208`

Property Details

APN / Parcel Number

Primary APN	`02-03615208`
Alternative APN	`03615208`

Interior

Full Baths	2 Baths
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment

Location & Zoning

Account Number	03615208
Street Address	13609 DOVER CLIFFS PL, 13609
City	GERMANTOWN
State	MD
Zip	20874-4656
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMX
Legal Description	UN 13609 BUCKINGHAM STATION CODM 1 PH 3
Legal Subdivision	BUCKINGHAM STATION LAND CODM
Legal Phase	3
Legal Block	3
Legal Unit	13609
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	700310

Owner

13609 Dover Cliffs Pl is owned and occupied by an individual who bought it in August 2019.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	13609 DOVER CLIFFS PL, 13609, GERMANTOWN, MD 20874-4656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 1, 2019	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	Dec 11, 2007 · Amount on File
Deed Book / Page	57950 / 100
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13609 DOVER CLIFFS PL, GERMANTOWN, MD 20874-4656
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0598210007
Date	Jun 16, 2020
Book Page	59821/7

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 1, 2019
Property Address	13609 DOVER CLIFFS PL, GERMANTOWN, MD 20874-4656
Document Number	0579500100
Book / Page	057950 / 000100
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	13609 DOVER CLIFFS PL #13609 GERMANTOWN MD 208744656, 13609, GERMANTOWN, MD 20874-4656

Mortgage

Document Number	579500111
Date	Aug 1, 2019
Book Page	057950/000111

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Mortgage

Document Number	579500128,
Date	Aug 1, 2019
Book Page	057950/000128

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13609 Dover Cliffs Pl was $4,691.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$378,333 (+2.25%)	$395,000 (+6.76%) Land $118,500 Building $276,500
2025	$4,691.00	$370,000 Land $111,000 Building $259,000	$370,000 Land $111,000 Building $259,000
2023		$326,000	$370,000 Land $111,000 Building $259,000
2022	$2,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13609 Dover Cliffs Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13609 Dover Cliffs Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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