13609 Coronado Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 13609 Coronado Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,352 sqft · built 1989
Lot Size	0.286 acres (12,445 sqft)
Owner	2 Company Names on File
Tax Bill	$1,389 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5120-0746-0060`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5120-0746-0060`
Alternative APNs	`00520813` `520813`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	2,082 sqft
1st Floor Area	1,352 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,445 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00520813
Street Address	13609 CORONADO DR
City	SPRING HILL
State	FL
Zip	34609-6238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 12 BLK 746 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 12
Legal Block	746
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1036
Census Tract	40906

Owner

13609 Coronado Dr is owned by a company that acquired it in July 2023.

Source: Hernando County records, as of March 6, 2026

Owner of Record	2 Company Names on File
Mailing Address	13609 CORONADO DR, SPRING HILL, FL 34609-6238
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC
Aug 1, 2023	· Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 1999
Deed Sale	Jul 7, 1999
Prior Sale	Jun 10, 1999 · Amount on File
Deed Book / Page	1278 / 1660
Last Transfer Date	Jul 20, 2023
Transfer Doc	0043251720
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13609 CORONADO DR, SPRING HILL, FL 34609-6238
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13609 CORONADO DR, SPRING HILL, FL 34609-6238

Mortgage

Document Number	0046401030
Date	Dec 1, 2025
Book Page	4640/1030
Instrument	2025082358

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

August 2023:

Jurisdiction	HERNANDO FL
Recording Date	Aug 1, 2023
Property Address	13609 CORONADO DR, SPRING HILL, FL 34609-6238
Document Number	0043251720
Book / Page	4325 / 1720
Map Reference	MB 8 PG 74-83
Instrument Date	Jul 20, 2023
Instrument	2023047591
Record Updated	Aug 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13609 CORONADO DR, SPRING HILL, FL 34609-6238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13609 CORONADO DR, SPRING HILL, FL 34609-6238

Mortgage

Document Number	0043251723
Date	Aug 1, 2023
Instrument	4325/1723

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 13609 Coronado Dr was $1,389.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,389.00	$93,303	$181,914 Land $47,291 Building $134,623
2023		$88,032 (+3%) Land $88,032
2022	$660.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$85,468	$164,330 Land $41,971 Building $122,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13609 Coronado Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13609 Coronado Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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