13609 Co Rd CC, Holt, MO 64048 Property Records

Clay County property record for 13609 Co Rd CC, Holt, MO 64048

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,184 sqft · built 1940
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (Sep 2022)
Tax Bill	$1,557 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`03-704-00-02-016.00`

Property Details

APN / Parcel Number

Primary APN	`03-704-00-02-016.00`
Alternative APNs	`0370400020160001` `3704000201600` `293984`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,808 sqft
1st Floor Area	1,184 sqft
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	55,757 sqft
Lot Dimensions	375 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	532 sqft
Carport	Carport
Carport Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	13609 COUNTY ROAD CC
City	HOLT
State	MO
Zip	64048-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 301E OF SE COR LT 8 NATURES HAVEN, E150, N375, W150, S375 TO POB
Legal Range	31W
Legal Township	54N
Legal Section	32
Legal Subdivision	NATURES HAVEN
Legal Lot Number	8
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3030
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13609 COUNTY ROAD CC, HOLT, MO 64048-8914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit KEARNEY TRUST CO
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Sep 13, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Nov 29, 2018	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER
Oct 12, 2017	Trustee's Deed, Construction Loan · Line of Credit KEARNEY TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Mar 11, 2022
Deed Document Number	202230947
Deed Book / Page	9450 / 114
Prior Transfer Date	Nov 21, 2018
Prior Transfer Doc	0000038293
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 20, 2022
Property Address	13609 COUNTY ROAD CC, HOLT, MO 64048-8914
Document Number	0000030947
Book / Page	9450 / 114
Instrument Date	Sep 6, 2022
Instrument	2022030947
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	13609 COUNTY ROAD CC, HOLT, MO 64048-8914

Mortgage

Document Number	0000030948
Date	Sep 20, 2022
Instrument	2022030948

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13609 COUNTY ROAD CC, HOLT, MO 64048-8914
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014051
Date	Apr 28, 2022
Book Page	9355/48
Instrument	2022014051

Lender

Name	KEARNEY TRUST CO
Type	Bank
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 19, 2023

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13609 COUNTY ROAD CC, HOLT, MO 64048-8914
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003658
Date	Feb 5, 2018
Book Page	8137/034
Instrument	2018003658

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	13609 COUNTY ROAD CC, HOLT, MO 64048-8914
Document Number	0000027385
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13609 COUNTY ROAD CC HOLT MO 640488914, HOLT, MO 64048-8914

Mortgage

Document Number	0000027385
Date	Sep 19, 2019
Book Page	008502/000121
Instrument	27385

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Nov 29, 2018
Property Address	13609 COUNTY ROAD CC, HOLT, MO 64048-8914
Document Number	0000038293
Book / Page	008326 / 000057
Instrument Date	Nov 21, 2018
Instrument	38293
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13609 COUNTY ROAD CC HOLT MO 640488914, HOLT, MO 64048-8914

Mortgage

Document Number	38294
Date	Nov 29, 2018
Book Page	008326/000058
Instrument	38294

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLAY MO
Recording Date	Oct 12, 2017
Property Address	13609 COUNTY ROAD CC, HOLT, MO 64048-8914
Book / Page	008066 / 000092
Instrument Date	Oct 2, 2017
Instrument	35097
Transaction Type	Construction Loan
Record Updated	Nov 15, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13609 COUNTY ROAD CC HOLT MO 640488914, HOLT, MO 64048-8914

Mortgage

Document Number	0000035097
Date	Oct 12, 2017
Book Page	008066/000092
Instrument	35097

Lender

Name	KEARNEY TR
Address	KEARNEY, MO 64060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 11, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Clinton County R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,557.00 (+17.07%)	$23,260 (+14.92%)	$122,421 (+14.92%)
2023	$1,330.00 (+28.13%)	$20,240	$106,526
2019	$1,038.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
United Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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