13605 E 12th Ter N, Independence, MO 64050 Property Records

Jackson County property record for 13605 E 12th Ter N, Independence, MO 64050 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,019 sqft · built 1979
Lot Size	0.927 acres (40,365 sqft)
Owner	2 Company Names on File
Tax Bill	$3,094 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-520-01-45`

Property Details

APN / Parcel Number

Primary APN	`15-520-01-45`
Alternative APNs	`15-520-01-45-00-0-00-000` `15520014500000001` `730680`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,019 sqft Living Area
1st Floor Area	1,178 sqft
Basement Area	1,556 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,365 sqft (0.927 acres)
Lot Dimensions	412 ft deep x 99 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	730680
Street Address	13605 E 12TH TER N
City	INDEPENDENCE
State	MO
Zip	64050-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLEY SHORTS ADD LOT 20
Legal Subdivision	CHARLEY SHORTS ADD
Legal Block	1
Legal Lot Number	20
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1002
Census Tract	11300

Owner

Source: Jackson County records · APN 15-520-01-45

Assessment roll updated September 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	14201 E KENTUCKY RD, INDEPENDENCE, MO 64050-1354
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF ODESSA
Aug 13, 2019	Deed of Trust, Mortgage BANK OF ODESSA
Apr 01, 2019	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2019
Deed Sale	Apr 01, 2019
Prior Sale	Apr 09, 2009 · Amount on Record
Deed Document Number	2019E22387
Last Transfer Date	Jan 03, 2024
Transfer Doc	0000004875
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	13605 E 12TH TER N, INDEPENDENCE, MO 64050-1305
Document Number	0000E82337
Instrument Date	Sep 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 05, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13605 E 12TH TER N INDEPENDENCE MO 640501305, INDEPENDENCE, MO 64050-1305

Mortgage

Document Number	0000E82337
Date	Sep 11, 2020
Instrument	82337E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	13605 E 12TH TER N, INDEPENDENCE, MO 64050-1305
Document Number	0000E68027
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13605 E 12TH TER N INDEPENDENCE MO 640501305, INDEPENDENCE, MO 64050-1305

Mortgage

Document Number	0000E68027
Date	Aug 28, 2019
Instrument	68027E

Lender

Name	BANK OF ODESSA
Type	Bank
Address	ODESSA, MO 64076

Agreement

Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 01, 2019
Property Address	13605 E 12TH TER N, INDEPENDENCE, MO 64050-1305
Document Number	0000E22387
Instrument Date	Mar 29, 2019
Instrument	22387E
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13605 E 12TH TER N INDEPENDENCE MO 640501305, INDEPENDENCE, MO 64050-1305

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,229 (+1.25%) Land $5,447 Building $39,782	$238,050 (+1.25%)
2024	$3,094.00 (+2.31%)
2023	$3,024.00	$44,669 Land $11,987 Building $32,682	$235,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950113001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2012–2025)
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 37% of the US · above 29% of Missouri
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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