13604 Lucera Ct, Estero, FL 33928 Property Records

Lee County property record for 13604 Lucera Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,882 sqft · built 2005
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (May 2023)
Tax Bill	$4,938 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-46-26-E3-0100A.0660`

Property Details

APN / Parcel Number

Primary APN	`20-46-26-E3-0100A.0660`
Alternative APNs	`262046E30100A0660` `204626010000A0660` `10488047`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,642 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	10,324 sqft (0.237 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	187 sqft
Patio Area	240 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10488047
Street Address	13604 LUCERA CT
City	ESTERO
State	FL
Zip	33928-6339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT ONE PB 77 PG 84 BLK A LOT 66
Legal Range	26E
Legal Township	46S
Legal Section	20
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	A
Legal Lot Number	66
Legal Unit	1
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2002
Census Tract	50311

Owner

13604 Lucera Ct is owned and occupied by two individuals who bought it in May 2023.

Source: Lee County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13604 LUCERA CT, ESTERO, FL 33928-6339
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 25, 2017	Warranty Deed, Transfer · VA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2023 · Amount on File
Deed Sale	May 19, 2023 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	2023179660
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13604 LUCERA CT, ESTERO, FL 33928-6339
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274092
Date	Nov 9, 2020
Instrument	2020000274092

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13604 LUCERA CT, ESTERO, FL 33928-6339
Document Number	0000289345
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13604 LUCERA CT ESTERO FL 339286339, ESTERO, FL 33928-6339

Mortgage

Document Number	0000289345
Date	Dec 17, 2019
Instrument	289345

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 25, 2017
Property Address	13604 LUCERA CT, ESTERO, FL 33928-6339
Document Number	0000160398
Map Reference	MB77 PG84
Instrument Date	Jul 11, 2017
Instrument	2017000160398
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3816 RIDGELAND AVE, 3816, BERWYN, IL 60402-4383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13604 LUCERA CT, ESTERO, FL 33928-6339

Mortgage

Document Number	0000160399
Date	Jul 25, 2017
Instrument	2017000160399

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 13604 Lucera Ct was $4,938 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,938.00 Homeowner's exemption	$316,448 Land $120,180 Building $196,268	$316,448 Land $120,180 Building $196,268
2023	$3,793.00 (-1.17%) Homeowner's exemption	$236,453 (+3%)	$374,376 (+19.28%) Land $136,419 Building $237,957
2022	$3,838.00 Homeowner's exemption	$229,566	$313,857 Land $69,100 Building $244,757

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13604 Lucera Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13604 Lucera Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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