13603 Somerset Rd, Poway, CA 92064 Property Records

San Diego County property record for 13603 Somerset Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,961 sqft · built 1991
Lot Size	0.168 acres (7,312 sqft)
Owner	Individual Name on Record
Last Sale	$705,000 (May 2017)
Tax Bill	$9,373 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`314-242-38-00`

Property Details

APN / Parcel Number

Primary APN	`314-242-38-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,961 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	7,312 sqft (0.168 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13603 SOMERSET RD
City	POWAY
State	CA
Zip	92064-4075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 5 TR 012711
Legal Subdivision	POWAY 86-04
Legal Tract	012711
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1016
Census Tract	17009

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13603 SOMERSET RD, POWAY, CA 92064-4075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CALIFORNIA CU
Nov 9, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDMONT MORTGAGE FUNDING
May 11, 2017	Quit Claim Deed, Transfer TITLE 365
May 11, 2017	Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Mar 15, 1991 · Amount on Record
Deed Document Number	2017213066
Prior Transfer Date	Apr 24, 2017
Prior Transfer Doc	0000213065
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13603 SOMERSET RD, POWAY, CA 92064-4075
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13603 SOMERSET RD, POWAY, CA 92064-4075

Mortgage

Document Number	0000452488
Date	Jun 22, 2021
Instrument	2021-0452488

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13603 SOMERSET RD, POWAY, CA 92064-4075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13603 SOMERSET RD, POWAY, CA 92064-4075

Mortgage

Document Number	0000698316
Date	Nov 9, 2020
Instrument	2020-0698316

Lender

Name	FREEDMONT MORTGAGE FUNDING
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Jul 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2017
Property Address	13603 SOMERSET RD, POWAY, CA 92064-4075
Document Number	0000213065
Instrument Date	Apr 24, 2017
Instrument	213065
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13603 SOMERSET RD POWAY CA 920644075, POWAY, CA 92064-4075

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2017
Property Address	13603 SOMERSET RD, POWAY, CA 92064-4075
Document Number	0000213066
Instrument Date	Apr 14, 2017
Instrument	213066
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13603 SOMERSET RD POWAY CA 920644075, POWAY, CA 92064-4075

Mortgage

Document Number	213067
Date	May 11, 2017
Instrument	213067

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$834,569 (+2%) Land $556,381 Building $278,188
2025	$9,373.00 (+4.87%) Homeowner's exemption	$818,206 (+4.04%) Land $545,472 Building $272,734
2023	$8,938.00 (+1.67%) Homeowner's exemption	$786,437 Land $524,292 Building $262,145
2022	$8,791.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1980–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: AT&T, Verizon.

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