13601 Kay Jay Ct, Lakeside, CA 92040 Property Records

San Diego County property record for 13601 Kay Jay Ct, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,670 sqft · built 1972
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (May 2018)
Tax Bill	$7,995 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`398-200-13-00`

Property Details

APN / Parcel Number

Primary APN	`398-200-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,670 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	9,900 sqft (0.227 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	13601 KAY JAY CT
City	LAKESIDE
State	CA
Zip	92040-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 9 TR 006839
Legal Subdivision	RANCHO SIERRA VISTA
Legal Tract	006839
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16811

Owner

13601 Kay Jay Ct is owned by two individuals who bought it in May 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 S STEPHANIE LN, EL CAJON, CA 92019-1950
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Feb 13, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
May 22, 2018	Grant Deed, Transfer · VA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Jan 26, 2011 · Amount on File
Deed Document Number	2018206544
Transfer Doc	0000135493
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13601 KAY JAY CT, LAKESIDE, CA 92040-5210
Document Number	0000099670
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13601 KAY JAY CT LAKESIDE CA 920405210, LAKESIDE, CA 92040-5210

Mortgage

Document Number	0000099670
Date	Feb 27, 2020
Instrument	99670

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13601 KAY JAY CT, LAKESIDE, CA 92040-5210
Document Number	0000074994
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	13601 KAY JAY CT LAKESIDE CA 920405210, LAKESIDE, CA 92040-5210

Mortgage

Document Number	0000074994
Date	Mar 1, 2019
Instrument	74994

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2018
Property Address	13601 KAY JAY CT, LAKESIDE, CA 92040-5210
Document Number	0000206544
Instrument Date	Mar 27, 2018
Instrument	206544
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	195 S STEPHANIE LN EL CAJON CA 920191950, EL CAJON, CA 92019-1950

Mortgage

Document Number	206545
Date	May 22, 2018
Instrument	206545

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13601 Kay Jay Ct was $7,995.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,103 (+2%) Land $212,103 Building $403,000
2025	$7,995.00	$603,044 Land $207,945 Building $395,099
2023	$7,507.00 (+1.85%)	$579,628 Land $199,871 Building $379,757
2022	$7,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13601 Kay Jay Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2002)
Most Recent Claim	Feb 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13601 Kay Jay Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon, Wyyerd Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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