1360 Walden Dr, Elgin, IL 60120 Property Records

Cook County property record for 1360 Walden Dr, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,160 sqft · built 1985
Lot Size0.171 acres (7,433 sqft)
OwnerIndividual Name on File
Last Sale$142,000 (Apr 2014)
Tax Bill$6,620 (2023)
Deeds & MortgagesNov 2022 Line of Credit
Nov 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-20-109-022

Property Details

APN / Parcel Number

Primary APN06-20-109-022
Alternative APN
  • 06-20-109-022-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,160 sqft Living Area
1st Floor Area1,160 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1986
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,433 sqft (0.171 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1360 WALDEN DR
CityELGIN
StateIL
Zip60120-8168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range9E
Legal Township41N
Legal Section20
Legal SubdivisionSUMMERHILL 01
Legal Lot Number88
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2015
Census Tract804406

Owner

1360 Walden Dr is owned and occupied by an individual who bought it in April 2014.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1360 WALDEN DR, ELGIN, IL 60120-8168
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Deed of Trust, Mortgage · Line of Credit
GREENSTATE CU
Nov 14, 2022Deed of Trust, Mortgage · Line of Credit
GREENSTATE CU
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
MIDWEST COMMUNITY BANK
Mar 29, 2019Deed of Trust, Mortgage · FHA Mortgage
MIDWEST CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2014 · Amount on File
Deed SaleApr 4, 2014 · Amount on File
Prior SaleDec 20, 2013 · Amount on File
Deed Document Number201417198
Prior Transfer DateNov 5, 2013
Prior Transfer Doc0000054030
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1360 WALDEN DR, ELGIN, IL 60120-8168
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031416095
DateNov 10, 2022
Instrument2231416095
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 9, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1360 WALDEN DR, ELGIN, IL 60120-8168
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031842137
DateNov 14, 2022
Instrument2231842137
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 13, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1360 WALDEN DR, ELGIN, IL 60120-8168
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023010061
DateAug 18, 2021
Instrument2123010061
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.62%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1360 WALDEN DR, ELGIN, IL 60120-8168
Document Number1910006099
Instrument DateMar 29, 2019
Transaction TypeMortgage
Record UpdatedApr 18, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1360 WALDEN DR ELGIN IL 601208168, ELGIN, IL 60120-8168

Mortgage

Document Number1910006099
DateApr 10, 2019
Instrument10006099
Lender
NameMIDWEST CMNTY BK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 9, 2049
Interest
Rate TypeFixed Rate
Rate4.49%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,000 Land $5,203 Building $21,797$270,000 Land $52,030 Building $217,970
2023$6,620.00 (+2.91%)
2022$6,433.00$22,999 Land $4,831 Building $18,168$229,990 Land $48,310 Building $181,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1360 Walden Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1360 Walden Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

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