1360 Twelve Oaks Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1360 Twelve Oaks Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$413,000 (Jul 2025)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
APN	`322531094300010310`

Property Details

APN / Parcel Number

Primary APN	`322531094300010310`

Exterior

Lot Area	3,920 sqft (0.089 acres)

Location & Zoning

Street Address	1360 TWELVE OAKS RD
City	SAINT CLOUD
State	FL
Zip	34771-6218
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CENTER LAKE ON THE PARK PB 35 PGS 74-79 LOT 31
Legal Lot Number	31
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3024
Census Tract	43700

Owner

1360 Twelve Oaks Rd, residential vacant land, is owned and occupied by an individual who bought it in July 2025.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	1360 TWELVE OAKS RD, SAINT CLOUD, FL 34771-6218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Deed Document Number	2025093648
Deed Book / Page	6825 / 2037
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 28, 2025
Property Address	1360 TWELVE OAKS RD, SAINT CLOUD, FL 34771-6218
Document Number	0068252037
Book / Page	6825 / 2037
Map Reference	MB 35 PG 74
Instrument Date	Jul 25, 2025
Instrument	2025093648
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	M/I TITLE AGENCY LIMITED LC, MI TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 TWELVE OAKS RD, SAINT CLOUD, FL 34771-6218

Mortgage

Document Number	0068252039
Date	Jul 28, 2025
Instrument	6825/2039

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1360 Twelve Oaks Rd was $2,691.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,691.00	$70,000 Land $70,000	$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

70 flood insurance policies are in force near 1360 Twelve Oaks Rd.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.