Sierra County property record for 1360 Simpson St, Truth Or Consequences, NM 87901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1940 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,700 (Feb 2019) |
| Tax Bill | $472 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Feb 2019 Mortgage |
| APN | 3023079100309 |
| Primary APN | 3023079100309 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,100 sqft (0.163 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 77 |
|---|---|
| Street Address | 1360 SIMPSON ST |
| City | TRUTH OR CONSEQUENCES |
| State | NM |
| Zip | 87901-3638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCELROY NO. ONE ADDITION BLOCK 6 E2 OF LOTS 11,12 CONT 7100 SQFT TOTAL |
| Legal Subdivision | MCELROY NO. ONE ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 11,12 |
| Jurisdiction | SIERRA NM |
| Township / Civil Division | TRUTH OR CONSEQUENCES EAST |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 962300 |
1360 Simpson St is owned and occupied by an individual who bought it in February 2019.
Source: Sierra County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1360 SIMPSON ST, TRUTH OR CONSEQUENCES, NM 87901-3638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2019 | Deed of Trust, Mortgage · Line of Credit HOMEOWNERS FINANCIAL GROUP USA LLC |
| Feb 1, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on File |
| Deed Sale | Feb 1, 2019 · Amount on File |
| Prior Sale | Feb 1, 2019 · Amount on File |
| Deed Book / Page | 131 / 1163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIERRA NM |
| Property Address | 1360 SIMPSON ST, TRUTH OR CONSEQUENCES, NM 87901-3638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 131/1183 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 131/1183 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SIERRA NM |
| Recording Date | Feb 1, 2019 |
| Property Address | 1360 SIMPSON ST, TRUTH OR CONSEQUENCES, NM 87901-3638 |
| Document Number | 131/1163 |
| Book / Page | 131 / 1163 |
| Instrument Date | Jan 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 N CEDAR ST # 5, 5, TRUTH OR CONSEQUENCES, NM 87901 |
| Document Number | 1311166 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 131/1166 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 1360 Simpson St was $472 with a homeowner's exemption.
Source: Sierra County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Sierra County |
| Municipality | Truth Or Consequences City |
| Unified School District | Truth or Consequences Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,921 (-) Land $2,958 Building $14,963 | $53,763 (-) Land $8,874 Building $44,889 | |
| 2025 | $472.00 Additional exemption filed | $17,921 Land $2,958 Building $14,963 | $53,763 Land $8,874 Building $44,889 |
| 2023 | $417.00 | $17,921 Land $2,958 Building $14,963 | $53,763 Land $8,874 Building $44,889 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1360 Simpson St; there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2020) |
| Most Recent Claim | Jul 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1360 Simpson St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUTH OR CONSEQUENCES serves 6,783 people · EPA ID NM3514327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Sep 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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