1360 S Phillips Rd, Columbus, NC 28722 Property Records

Polk County property record for 1360 S Phillips Rd, Columbus, NC 28722

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,277 sqft · built 2007
Lot Size	16 acres (696,960 sqft)
Owner	Individual Name on Record
Last Sale	$1,275,000 (Mar 2023)
Tax Bill	$7,343 (2026)
Deeds & Mortgages	Mar 2023 Sale Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`P99-100`

Property Details

APN / Parcel Number

Primary APN	`P99-100`
Alternative APN	`32114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Lot Area	696,960 sqft (16 acres)
Garage Type	Detached
Garage Area	710 sqft
Parking Spaces	6 Parking Spaces
Total Buildings	2 Buildings

Location & Zoning

Account Number	32114
Street Address	1360 S PHILLIPS RD
City	COLUMBUS
State	NC
Zip	28722-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MX
Legal Description	SPLIT FROM P99-14, 600D 600D COUNTY RURAL
Legal Subdivision	D COUNTY RURAL
Jurisdiction	POLK NC
Township / Civil Division	GREEN CREEK
Census Block Group	1
Census Block	1007
Census Tract	920103

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46718 HIGHWAY 10 E, WINNIE, TX 77665
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Jun 18, 2004 · Amount on Record
Deed Book / Page	476 / 2241
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 22, 2023
Property Address	1360 S PHILLIPS RD, COLUMBUS, NC 28722-5501
Document Number	00476/2241
Book / Page	476 / 2241
Map Reference	FILE E PG 826
Instrument Date	Mar 22, 2023
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Amount	Amount Recorded
Tax	$2,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 LEUCOTHOE LN, ASHEVILLE, NC 28803-5002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46718 HIGHWAY 10 EAST, WINNIE, TX 77665

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	1360 S PHILLIPS RD, COLUMBUS, NC 28722-5501
Transaction Type	Mortgage
Record Updated	Sep 28, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00472/2116
Date	Sep 9, 2022
Book Page	472/2116

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,343.00	$1,381,892 (-) Land $418,000 Building $963,892	$1,381,892 (-) Land $418,000 Building $963,892
2025	$7,343.00 (+25.16%)	$1,381,892 (+50.3%) Land $418,000 Building $963,892	$1,381,892 (+50.3%) Land $418,000 Building $963,892
2023	$5,867.00	$919,431 Land $350,000 Building $569,431
2021			$919,431 Land $350,000 Building $569,431

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Skyrunner Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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