1360 Gardenia St, Oxnard, CA 93036 Property Records

Ventura County property record for 1360 Gardenia St, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1961
Lot Size	0.142 acres (6,180 sqft)
Owner	Company Name on Record
Tax Bill	$879 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-0-111-215`

Property Details

APN / Parcel Number

Primary APN	`139-0-111-215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	6,180 sqft (0.142 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	12 sqft

Location & Zoning

Street Address	1360 GARDENIA ST
City	OXNARD
State	CA
Zip	93036-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 136000 LOT: 21 REF: 031MR 025
Legal Subdivision	TRACT 1360
Legal Tract	136000
Legal Block	111
Legal Lot Number	21
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2002
Census Tract	3011

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	498 LINCOLN DR, VENTURA, CA 93001-2370
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Intrafamily Transfer, Transfer
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
Dec 12, 2019	Quit Claim Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 20, 2024
Transfer Doc	0000011136
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Feb 20, 2024
Property Address	1360 GARDENIA ST, OXNARD, CA 93036-2216
Document Number	0000011136
Map Reference	MB 31 PG 29
Instrument Date	Feb 20, 2024
Instrument	2024000011136
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	498 LINCOLN DR, VENTURA, CA 93001-2370

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1360 GARDENIA ST, OXNARD, CA 93036-2216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021803
Date	Feb 18, 2020
Instrument	20200218-00021803

Lender

Name	WEST ONE CAPITAL GROUP INC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2060

Interest

Rate Type	Adjustable Rate
Rate	6.73%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	6.73%
Max Rate At Change	8.73%
Index	1-Year LIBOR
Max Rate	11.7%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1360 GARDENIA ST, OXNARD, CA 93036-2216
Document Number	0000200121
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	496 LINCOLN DR VENTURA CA 930012370, VENTURA, CA 93001-2370

Mortgage

Document Number	0000200121
Date	Nov 24, 2020
Instrument	200121

Lender

Name	WEST ONE CAPITAL GROUP INC WEST ONE CAPITAL GROUP INC
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 12, 2019
Property Address	1360 GARDENIA ST, OXNARD, CA 93036-2216
Document Number	0000155160
Instrument Date	Nov 14, 2019
Instrument	155160
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1360 GARDENIA ST OXNARD CA 930362216, OXNARD, CA 93036-2216

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$68,644 (+2%) Land $16,191 Building $52,453
2025	$879.00 (+2.09%)	$67,299 (+4.04%) Land $15,874 Building $51,425
2024	$861.00 (+3.61%)
2023	$831.00 (+2.97%)	$64,687 Land $15,258 Building $49,429
2022	$807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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