1360 Beechwood Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1360 Beechwood Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1994
Lot Size	0.444 acres (19,384 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Apr 2017)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96599`

Property Details

APN / Parcel Number

Primary APN	`96599`
Alternative APN	`072631337300010970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,685 sqft Heated Area
Gross Area	2,536 sqft
1st Floor Area	1,685 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,384 sqft (0.444 acres)
Garage Type	Mixed
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	90 sqft
Porch	Finished/Screened Porch
Porch Area	332 sqft
Deck Area	892 sqft
Fence	Fence
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	96599
Street Address	1360 BEECHWOOD DR
City	SAINT CLOUD
State	FL
Zip	34772-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS1
Legal Description	HICKORY HOLLOW UNIT 2 PB 5 PG 142-143 LOT 97
Legal Range	31E
Legal Township	26S
Legal Section	07
Legal Subdivision	HICKORY HOLLOW UN 1
Legal Tract	3373
Legal Block	1
Legal Lot Number	97
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1047
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1360 BEECHWOOD DR, SAINT CLOUD, FL 34772-7543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2019	Deed of Trust, Mortgage · Conventional with PMI ADDITION FIN'L CU
Apr 28, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	2017062872
Deed Book / Page	5139 / 0587
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1360 BEECHWOOD DR, SAINT CLOUD, FL 34772-7543
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060382489
Date	Sep 8, 2021
Book Page	6038/2489
Instrument	2021139098

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1360 BEECHWOOD DR, SAINT CLOUD, FL 34772-7543
Document Number	0056260762
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1360 BEECHWOOD DR ST CLOUD FL 347727543, ST CLOUD, FL 34772-7543

Mortgage

Document Number	0056260762
Date	Nov 19, 2019
Book Page	005626/000762
Instrument	150639

Lender

Name	ADDITION FIN'L CU
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 28, 2017
Property Address	1360 BEECHWOOD DR, SAINT CLOUD, FL 34772-7543
Document Number	0051390587
Book / Page	5139 / 0587
Map Reference	MB5 PG142&143
Instrument Date	Apr 27, 2017
Instrument	2017062872
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1360 BEECHWOOD DR, 1360, SAINT CLOUD, FL 34772-7543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1360 BEECHWOOD DR, SAINT CLOUD, FL 34772-7543

Mortgage

Document Number	0051390588
Date	Apr 28, 2017
Instrument	5139/0588

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,933.00 (+8.19%) Homeowner's exemption	$201,185 (+5.99%)	$380,300 (+2.4%) Land $65,000 Building $315,300
2023	$2,711.00 (+26.45%) Homeowner's exemption	$189,822 (+24.59%)	$371,400 (+52.28%) Land $65,000 Building $306,400
2022	$2,144.00 Homeowner's exemption	$152,352	$243,900 Land $55,000 Building $188,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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