San Diego County property record for 136 Harding St, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,374 sqft · built 1978 |
| Lot Size | 0.137 acres (5,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Feb 2020) |
| Tax Bill | $6,223 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 157-322-06-00 |
| Primary APN | 157-322-06-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,374 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 5,987 sqft (0.137 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 136 HARDING ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-SP |
| Legal Description | LOT 196 TR 008049 |
| Legal Subdivision | MISSION VALLEY BALL PARK |
| Legal Tract | 008049 |
| Legal Block | 2 |
| Legal Lot Number | 196 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 18612 |
Source: San Diego County records · APN 157-322-06-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 136 HARDING ST, OCEANSIDE, CA 92057-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 21, 2020 | Grant Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Jun 24, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Feb 28, 2018 | Grant Deed, Transfer · VA Mortgage CALIBER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Feb 28, 2018 · Amount on Record |
| Deed Document Number | 202089372 |
| Prior Transfer Date | Jan 29, 2013 |
| Prior Transfer Doc | 0000069398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 136 HARDING ST, OCEANSIDE, CA 92057-4438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 136 HARDING ST, OCEANSIDE, CA 92057-4438 |
| Document Number | 0000289260 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-0289260 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 21, 2020 |
| Property Address | 136 HARDING ST, OCEANSIDE, CA 92057-4438 |
| Document Number | 0000089372 |
| Map Reference | MAP 8049 |
| Instrument Date | Feb 03, 2020 |
| Instrument | 2020-0089372 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 136 HARDING ST, OCEANSIDE, CA 92057-4438 |
| Document Number | 0000089373 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020-0089373 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 136 HARDING ST, OCEANSIDE, CA 92057-4438 |
| Document Number | 0000256237 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2019 |
| Title Company | PROVIDENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 136 HARDING ST OCEANSIDE CA 920574438, OCEANSIDE, CA 92057-4438 |
| Document Number | 0000256237 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 256237 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 28, 2018 |
| Property Address | 136 HARDING ST, OCEANSIDE, CA 92057-4438 |
| Document Number | 0000078257 |
| Instrument Date | Feb 12, 2018 |
| Instrument | 78257 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 136 HARDING ST OCEANSIDE CA 920574438, OCEANSIDE, CA 92057-4438 |
| Document Number | 78258 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 78258 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $563,331 (+2%) Land $291,378 Building $271,953 | |
| 2025 | $6,223.00 (+5.17%) | $552,286 (+4.04%) Land $285,665 Building $266,621 |
| 2023 | $5,917.00 (+1.53%) | $530,842 Land $274,573 Building $256,269 |
| 2022 | $5,828.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 505 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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