136 Circle Dr, Saint Charles, MN 55972 Property Records

Winona County property record for 136 Circle Dr, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1978
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Sep 2019)
Tax Bill	$2,980 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Mortgage + 1 more
APN	`29.085.0270`

Property Details

APN / Parcel Number

Primary APN	`29.085.0270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,549 sqft (0.334 acres)
Lot Dimensions	15.5 ft deep x 9.4 ft wide
Garage Area	552 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	336 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	136 CIRCLE DR
City	SAINT CHARLES
State	MN
Zip	55972-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-18 TWP-106 RANGE-010 VALLEY BROOK EST. 1ST ADD LOT-005 BLOCK-001
Legal Range	010
Legal Township	106
Legal Section	18
Legal Subdivision	VALLEY BROOK
Legal Block	1
Legal Lot Number	5
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3013
Census Tract	671000

Owner

136 Circle Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Winona County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	136 CIRCLE DR, SAINT CHARLES, MN 55972-1040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN INVESTORS BANK & MORTGAGE
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Sep 20, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE V INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Deed Document Number	2019619461
Prior Transfer Date	Aug 4, 2014
Prior Transfer Doc	A585321
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	136 CIRCLE DR, SAINT CHARLES, MN 55972-1040
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000638944
Date	Nov 29, 2021
Instrument	638944

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 15, 2046

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	136 CIRCLE DR, SAINT CHARLES, MN 55972-1040
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	637592
Date	Oct 11, 2021
Instrument	637592

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company
Address	OSSEO, MN 55369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 20, 2019
Property Address	136 CIRCLE DR, SAINT CHARLES, MN 55972-1040
Document Number	619461
Instrument Date	Sep 6, 2019
Instrument	619461
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	136 CIRCLE DR, SAINT CHARLES, MN 55972-1040

Mortgage

Document Number	619462
Date	Sep 20, 2019
Instrument	619462

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 136 Circle Dr was $2,980 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,980.00 Homeowner's exemption	$270,600 (+7.17%) Land $47,200 Building $223,400	$270,600 (+7.17%) Land $47,200 Building $223,400
2025		$252,500 Land $44,900 Building $207,600	$252,500 Land $44,900 Building $207,600
2023	$2,364.00 Homeowner's exemption	$243,500 Land $44,500 Building $199,000	$243,500 Land $44,500 Building $199,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 136 Circle Dr; there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 136 Circle Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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