13596 Patterson Rd, Durand, IL 61024 Property Records

Winnebago County property record for 13596 Patterson Rd, Durand, IL 61024

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	41.1 acres (1,793,801 sqft)
Owner	2 Company Names on Record
Last Sale	$340,000 (Mar 2020)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2025 Sale + 5 more
Flood Zone	Zone AE (high risk)
APN	`05-04-400-004`

Property Details

APN / Parcel Number

Primary APN	`05-04-400-004`
Alternative APNs	`05-04-400-008` `504400008` `328 754`

Exterior

Lot Area	1,793,801 sqft

Location & Zoning

Street Address	13596 PATTERSON RD
City	DURAND
State	IL
Zip	61024-9511
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	BEG SE COR SE1/4 SEC 4-28-10 TH W 1575.25 FT TO C/L CREEK N ALG C/L CREEK 1119.42 FT E 654.84 FT E APPROX 1310.48FT TH S APPROX 988.46 FT TO POB PT SE
Legal Range	10E
Legal Township	28N
Legal Section	04
Jurisdiction	WINNEBAGO IL
Township / Civil Division	LAONA
Census Block Group	3
Census Block	3027
Census Tract	4100

Owner

Source: Winnebago County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13596 PATTERSON RD, DURAND, IL 61024-9511
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREE STATE CREDIT UNION
Dec 11, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jan 26, 2023	Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
May 28, 2020	Deed of Trust, Mortgage · Line of Credit ROCKFORD MUNI EMPS CU
Mar 24, 2020	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MTG
May 26, 2017	Deed of Trust, Mortgage · Line of Credit DURAND ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Deed Document Number	20208019
Last Transfer Date	Nov 3, 2025
Transfer Doc	0000032979
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 9, 2026
Property Address	13596 PATTERSON RD, DURAND, IL 61024-9511
Document Number	0000014387
Instrument Date	Jun 2, 2026
Instrument	202614387
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000014387,
Date	Jun 9, 2026
Instrument	202614387

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 15, 2031

Interest

Rate	6.37%
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 11, 2025
Property Address	13596 PATTERSON RD, DURAND, IL 61024-9511
Document Number	0000032285
Instrument Date	Nov 3, 2025
Instrument	2532285
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13596 PATTERSON RD, DURAND, IL 61024-9511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13596 PATTERSON RD, DURAND, IL 61024-9511

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	13596 PATTERSON RD, DURAND, IL 61024-9511
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001760
Date	Jan 26, 2023
Instrument	2301760

Lender

Name	ST CHARLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.5%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	13596 PATTERSON RD, DURAND, IL 61024-9511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001161
Date	Jan 12, 2021
Instrument	2101161

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	13596 PATTERSON RD, DURAND, IL 61024-9511
Document Number	0001014663
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13596 PATTERSON RD DURAND IL 610249511, DURAND, IL 61024-9511

Mortgage

Document Number	0001014663
Date	Jun 5, 2020
Instrument	1014663

Lender

Name	ROCKFORD MUNI EMPS CU
Type	Credit Union
Address	ROCKFORD, IL 61103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 4, 2030

Interest

Rate Type	Adjustable Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 24, 2020
Property Address	13596 PATTERSON RD, DURAND, IL 61024-9511
Document Number	0001008019
Instrument Date	Mar 20, 2019
Instrument	1008019
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13596 PATTERSON RD DURAND IL 610249511, DURAND, IL 61024-9511

Mortgage

Document Number	1008020
Date	Mar 24, 2020
Instrument	1008020

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	13596 PATTERSON RD, DURAND, IL 61024-9511
Document Number	0001017403
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13596 PATTERSON RD DURAND IL 610249511, DURAND, IL 61024-9511

Mortgage

Document Number	0001017403
Date	Jun 9, 2017
Instrument	1017403

Lender

Name	DURAND ST BK
Type	Bank
Address	DURAND, IL 61024-9005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 8, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Laona Township
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00 (-77.33%) Homeowner's exemption	$110,100 (+10.26%) Land $26,510 Building $83,590	$330,300 (+10.26%) Land $79,530 Building $250,770
2024	$7,032.00 Homeowner's exemption	$99,856 (+23.62%) Land $23,717 Building $76,139	$299,568 (+23.62%) Land $71,151 Building $228,417
2022	Homeowner's exemption	$80,775 Land $12,817 Building $67,958	$242,325 Land $38,451 Building $203,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2017)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
LiteWire Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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