13591 Ranch Creek Ln, Poway, CA 92064 Property Records

San Diego County property record for 13591 Ranch Creek Ln, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 7,155 sqft · built 1991
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on Record
Last Sale	$1,870,000 (Aug 2019)
Tax Bill	$23,251 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`275-800-12-00`

Property Details

APN / Parcel Number

Primary APN	`275-800-12-00`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	7,155 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mediterranean
Exterior Material	Stucco
Roof Material	Tile
Lot Area	174,240 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13591 RANCH CREEK LN
City	POWAY
State	CA
Zip	92064-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-B
Legal Description	LOT 3 TR 011974
Legal Subdivision	GREEN VLY SUMMIT 85-03
Legal Tract	011974
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13591 RANCH CREEK LN, POWAY, CA 92064-2166
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage 26 FINANCIAL LLC
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 30, 2021	Intrafamily Transfer, Transfer
Aug 16, 2019	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Dec 13, 2013 · Amount on Record
Deed Document Number	2019349050
Last Transfer Date	Aug 24, 2021
Transfer Doc	0000613483
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13591 RANCH CREEK LN, POWAY, CA 92064-2166
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13591 RANCH CREEK LN, POWAY, CA 92064-2166

Mortgage

Document Number	0000100099
Date	Apr 17, 2023
Instrument	2023-0100099

Lender

Name	26 FINANCIAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	13591 RANCH CREEK LN, POWAY, CA 92064-2166
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13591 RANCH CREEK LN, POWAY, CA 92064-2166

Mortgage

Document Number	0000137349
Date	Mar 29, 2022
Instrument	2022-0137349

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2021
Property Address	13591 RANCH CREEK LN, POWAY, CA 92064-2166
Document Number	0000613483
Map Reference	MAP 11974
Instrument Date	Aug 24, 2021
Instrument	2021-0613483
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	13591 RANCH CREEK LN, POWAY, CA 92064-2166

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 16, 2019
Property Address	13591 RANCH CREEK LN, POWAY, CA 92064-2166
Document Number	0000349050
Map Reference	MAP 11974
Instrument Date	Jul 18, 2019
Instrument	2019-0349050
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	12925 POMERADO RD STE F, F, POWAY, CA 92064-5356

Mortgage

Document Number	0000349051
Date	Aug 16, 2019
Instrument	2019-0349051

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,086,017 (+2%) Land $892,413 Building $1,193,604
2025	$23,251.00 (+4.89%)	$2,045,115 (+4.04%) Land $874,915 Building $1,170,200
2023	$22,168.00 (+1.68%)	$1,965,702 Land $840,942 Building $1,124,760
2022	$21,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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