13590 Beaver Dr, Roscoe, IL 61073 Property Records

Winnebago County property record for 13590 Beaver Dr, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1973
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2018)
Tax Bill	$5,161 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2018 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-14-452-022`

Property Details

APN / Parcel Number

Primary APN	`04-14-452-022`
Alternative APNs	`414452022` `014D030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Basement Area	1,512 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	25,265 sqft (0.58 acres)
Garage Area	460 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	014D030
Street Address	13590 BEAVER DR
City	ROSCOE
State	IL
Zip	61073-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	BEAVER WOODS BNG PT W1/2 SE1/4 SEC 14-46-2 LT LOT 030
Legal Range	2
Legal Township	46
Legal Section	14
Legal Subdivision	BEAVER WOODS
Legal Lot Number	030
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1036
Census Tract	3903

Owner

13590 Beaver Dr is owned and occupied by an individual who bought it in May 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	13590 BEAVER DR, ROSCOE, IL 61073-9715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · FHA Mortgage NORTHWEST BK/ROCKFORD
May 17, 2018	Warranty Deed, Transfer · Line of Credit NORTHWEST BK/ROCKFORD
Jun 6, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	May 17, 2018 · Amount on File
Deed Document Number	20181013718
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	13590 BEAVER DR, ROSCOE, IL 61073-9715
Document Number	0001036888
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13590 BEAVER DR ROSCOE IL 610739715, ROSCOE, IL 61073-9715

Mortgage

Document Number	0001036888
Date	Nov 4, 2019
Instrument	1036888

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 17, 2018
Property Address	13590 BEAVER DR, ROSCOE, IL 61073-9715
Document Number	0001013718
Instrument Date	May 11, 2018
Instrument	1013718
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13590 BEAVER DR ROSCOE IL 610739715, ROSCOE, IL 61073-9715

Mortgage

Document Number	1013719
Date	May 17, 2018
Instrument	1013719

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	LOVES PARK, IL 61111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 6, 2017
Property Address	13590 BEAVER DR, ROSCOE, IL 61073-9715
Document Number	0001017104
Instrument Date	Apr 24, 2017
Instrument	1017104
Transaction Type	Transfer
Record Updated	Jun 19, 2017

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13264 HUNTINGTON CHASE ROCKTON IL 610723271, ROCKTON, IL 61072-3271

Tax Assessment & Valuation

The 2025 property tax bill for 13590 Beaver Dr was $5,161 with a homeowner's exemption, down 0.9% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Prairie Hill Community Consolidated School District 133 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,161.00 (-0.88%) Homeowner's exemption	$79,158 (+9.49%) Land $17,951 Building $61,207	$237,474 (+9.49%) Land $53,853 Building $183,621
2024	$5,207.00	$72,297 Land $16,395 Building $55,902	$216,891 Land $49,185 Building $167,706
2022	Homeowner's exemption	$59,312 Land $13,450 Building $45,862	$177,936 Land $40,350 Building $137,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13590 Beaver Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13590 Beaver Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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