1359 Crest St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1359 Crest St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,244 sqft · built 1984
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$377,000 (Aug 2015)
Tax Bill$5,023 (2025)
Deeds & MortgagesAug 2017 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN062-282-048

Property Details

APN / Parcel Number

Primary APN062-282-048

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,244 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Construction TypeWood
Lot Area6,000 sqft (0.137 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address1359 CREST ST
CityOCEANO
StateCA
Zip93445-9468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTR 722 LT 21
Legal SubdivisionOCEANO ESTATES 01
Legal Tract722
Legal Lot Number21
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1005
Census Tract12201

Owner

Source: San Luis Obispo County assessment roll, APN 062-282-048, as of July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1359 CREST ST, OCEANO, CA 93445-9468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2015 · Amount on Record
Deed SaleAug 25, 2015 · Amount on Record
Deed Document Number2015043173
Record UpdatedJun 07, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1359 CREST ST, OCEANO, CA 93445-9468
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039020
DateAug 31, 2017
Instrument2017039020
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1359 CREST ST, OCEANO, CA 93445-9468
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030599
DateJun 22, 2020
Instrument2020030599
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term277 Months
DueJul 01, 2043

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll as of July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,023.00 (+4.73%) Homeowner's exemption$446,284 (+4.04%) Land $266,351 Building $179,933
2023$4,796.00 (+1.46%) Homeowner's exemption$428,956 Land $256,009 Building $172,947
2022$4,727.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 552 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Peak WiFi, Radiate Holdings, Ranch WiFi, T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4010005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Crest St

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