1359 Cedar Gate Rd, Monroe, VA 24574 Property Records

Amherst County property record for 1359 Cedar Gate Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,647 sqft · built 1972
Lot Size	10.1 acres (443,005 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Aug 2020)
Tax Bill	$2,016 (2026)
Deeds & Mortgages	Jul 2023 Mortgage May 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122 2 1,2`

Property Details

APN / Parcel Number

Primary APN	`122 2 1,2`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,647 sqft
Basement Area	741 sqft
Unfinished Basement	741 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	443,005 sqft (10.1 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	1,582 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	440 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1359 CEDAR GATE RD
City	MONROE
State	VA
Zip	24574-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ADJ LAUREL CLIFF FARM 122 2 1,2
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	1
Census Block	1013
Census Tract	10300

Owner

Source: Amherst County records · APN 122 2 1,2

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1359 CEDAR GATE RD, MONROE, VA 24574-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE FARMERS BANK OF APPOMATTOX
May 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance OCEANSIDE MORTGAGE COMPANY
Aug 06, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 24, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2020 · Amount on Record
Deed Sale	Aug 06, 2020 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	20202557
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	1359 CEDAR GATE RD, MONROE, VA 24574-2902
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002096
Date	Jul 31, 2023
Instrument	230002096

Lender

Name	THE FARMERS BANK OF APPOMATTOX

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2033

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	1359 CEDAR GATE RD, MONROE, VA 24574-2902
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	ORCHARD STREET STLMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210002070
Date	May 26, 2021
Instrument	210002070

Lender

Name	OCEANSIDE MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Aug 06, 2020
Property Address	1359 CEDAR GATE RD, MONROE, VA 24574-2902
Document Number	0200002557
Instrument Date	Jul 29, 2020
Instrument	200002557
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1359 CEDAR GATE RD, MONROE, VA 24574-2902

Mortgage

Document Number	0200002558
Date	Aug 06, 2020
Instrument	200002558

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jun 24, 2019
Property Address	1359 CEDAR GATE RD, MONROE, VA 24574-2902
Document Number	0190001704
Instrument Date	Jun 05, 2019
Instrument	190001704
Transaction Type	Transfer
Record Updated	Sep 06, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Amherst County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,016.00 (+43.69%)	$230,100 (-) Land $61,700 Building $168,400	$360,100 (+56.5%) Land $74,000 Building $286,100
2025	$1,403.00
2024		$230,100 (-) Land $61,700 Building $168,400	$230,100 (-) Land $61,700 Building $168,400
2023	$1,403.00	$230,100 Land $61,700 Building $168,400	$230,100 Land $61,700 Building $168,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Central Virginia Electric Cooperative.

Based on FCC filings for 29 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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