13587 Ditch Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 13587 Ditch Rd, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1999
Lot Size1.84 acres (80,150 sqft)
Owner2 Individual Names on File
Tax Bill$2,335 (2024)
Deeds & MortgagesJan 2023 Sale
Jan 2023 Transfer
Flood ZoneZone X (minimal risk)
APN29-09-27-000-001.102-018

Property Details

APN / Parcel Number

Primary APN29-09-27-000-001.102-018
Alternative APN
  • 1709270000001102

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area80,150 sqft (1.84 acres)

Location & Zoning

Street Address13587 DITCH RD
CityCARMEL
StateIN
Zip46032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 1.84, SECTION 27, TOWNSHIP 18, RANGE 3
Legal Range03
Legal Township18
Legal Section27
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3004
Census Tract110909

Owner

13587 Ditch Rd is owned by two individuals who acquired it in December 2022.

Source: Hamilton County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing Address13585 DITCH RD, CARMEL, IN 46032-7904
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Warranty Deed, Transfer
Jan 13, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 30, 2022
Transfer Doc0000001352
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJan 13, 2023
Property Address13587 DITCH RD, CARMEL, IN 46032
Document Number0000001352
Instrument DateDec 30, 2022
Instrument2023001352
Transaction TypeTransfer
Record UpdatedJan 30, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13585 DITCH RD, CARMEL, IN 46032-7904

January 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON IN
Recording DateJan 13, 2023
Property Address13587 DITCH RD, CARMEL, IN 46032
Document Number0000001354
Instrument DateDec 30, 2022
Instrument2023001354
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13585 DITCH RD, CARMEL, IN 46032-7904

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$116,900 Land $82,800 Building $34,100$116,900 Land $82,800 Building $34,100
2024$2,335.00 (+7.55%)
2023$2,171.00 (-2.25%)$107,700 (-) Land $73,600 Building $34,100$107,700 (-) Land $73,600 Building $34,100
2022$2,221.00$107,700 Land $73,600 Building $34,100$107,700 Land $73,600 Building $34,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13587 Ditch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13587 Ditch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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