13586 120th St, Largo, FL 33778 Property Records

Pinellas County property record for 13586 120th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,100 sqft · built 1960
Lot Size	0.148 acres (6,486 sqft)
Owner	Individual Name on File
Last Sale	$25,900 (Nov 1980)
Tax Bill	$201 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-0938-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-0938-3`
Alternative APNs	`04-30-15-74790-002-0370` `153004747900020370` `R35472`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,100 sqft Heated Area
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,486 sqft (0.148 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	326 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R35472
Old Parcel Number	153004747900020370
Street Address	13586 120TH ST
City	LARGO
State	FL
Zip	33778-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGECREST ACRES UNIT 2 BLK B, LOT 37
Legal Range	15
Legal Township	30
Legal Section	04
Legal Subdivision	RIDGECREST ACRES UNIT 2
Legal Block	B
Legal Lot Number	37
Legal Unit	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1006
Census Tract	25307

Owner

13586 120th St is owned and occupied by an individual who bought it in November 1980.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Mailing Address	13586 120TH ST, LARGO, FL 33778-1013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 1980 · Amount on File
Deed Sale	Nov 26, 1980 · Amount on File
Deed Document Number	0051141465
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13586 120TH ST, SEMINOLE, FL 33778-1013
Document Number	0196640003
Book / Page	019664 / 000003
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13586 120TH ST LARGO FL 337781013, LARGO, FL 33778-1013

Mortgage

Document Number	0196640003
Date	Jun 13, 2017
Book Page	019664/000003
Instrument	182621

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 12, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13586 120th St was $201 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$201.00 Homeowner's exemption Veteran's exemption Widower's exemption	$48,248	$189,173 Land $95,962 Building $93,211
2023	$319.00 (-13.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$45,522 (+3%)	$171,106 (+32%) Land $97,613 Building $73,493
2022	$367.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$44,196	$129,623 Land $75,254 Building $54,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13586 120th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13586 120th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20