13581 Cherokee Ln, Galt, CA 95632 Property Records

Sacramento County property record for 13581 Cherokee Ln, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,136 sqft · built 1959
Lot Size	0.588 acres (25,627 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Feb 2020)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`152-0190-035-0000`

Property Details

APN / Parcel Number

Primary APN	`152-0190-035-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area
1st Floor Area	1,711 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	25,627 sqft (0.588 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	13581 CHEROKEE LN
City	GALT
State	CA
Zip	95632-8324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	N 146 FT OF S 330 FT OF W 200 FT TRACT 177 CENTRAL CALIFORNIA TRACTION COL NO 1
Legal Subdivision	CENTRAL CA TRACTION COLONY 01
Legal Tract	177
Legal Lot Number	177
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1033
Census Tract	9408

Owner

13581 Cherokee Ln is owned and occupied by two individuals who bought it in February 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13581 CHEROKEE LN, GALT, CA 95632-8324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE ODEGARD LIVING TRUST
Dec 22, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2025	Intrafamily Transfer, Transfer UNKNOWN, LENNAR TITLE
Feb 13, 2020	Grant Deed, Transfer · Line of Credit SDC CAP
May 23, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Deed Book / Page	20200213 / 1707
Prior Transfer Date	Jul 15, 1998
Prior Transfer Doc	9807000046
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	13581 CHEROKEE LN, GALT, CA 95632-8324
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 S TAYLOR RD, OTHELLO, WA 99344-9517

Mortgage

Document Number	0000000696
Date	Dec 11, 2024
Instrument	202412110696

Lender

Name	THE ODEGARD LIVING TRUST
Type	Private Party
Address	PO BOX 524, ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 22, 2025
Property Address	13581 CHEROKEE LN, GALT, CA 95632-8324
Document Number	0000000387
Map Reference	MB 20210308 PG 0472
Instrument Date	Dec 17, 2025
Instrument	202512220387
Transaction Type	Transfer
Record Updated	Jan 8, 2026
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13581 CHEROKEE LN, GALT, CA 95632-8324

Mortgage

Document Number	0000000388
Date	Dec 22, 2025
Instrument	202512220388

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 5, 2025
Property Address	13581 CHEROKEE LN, GALT, CA 95632-8324
Document Number	0000000035
Map Reference	MB 12 MAP 23
Instrument Date	Oct 27, 2025
Instrument	202511050035
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	UNKNOWN, LENNAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413581 CHEROKEE LANE, GALT, CA 95632

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 13, 2020
Property Address	13581 CHEROKEE LN, GALT, CA 95632-8324
Document Number	2002131707
Instrument Date	Feb 7, 2020
Instrument	2002131707
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2780 PROVO WAY SACRAMENTO CA 958225412, SACRAMENTO, CA 95822-5412

Mortgage

Document Number	2002131708
Date	Feb 13, 2020
Instrument	2002131708

Lender

Name	SDC CAP
Address	TARZANA, CA 91357

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	May 23, 2018
Property Address	13581 CHEROKEE LN, GALT, CA 95632-8324
Document Number	1805231538
Instrument Date	May 16, 2018
Instrument	1805231538
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	429 1ST ST WOODLAND CA 956954023, WOODLAND, CA 95695-4023

Tax Assessment & Valuation

The 2025 property tax bill for 13581 Cherokee Ln was $3,299, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,598 (+54.6%) Land $113,308 Building $324,290
2025	$3,299.00 (+4.43%)	$283,045 Land $72,178 Building $210,867
2024	$3,159.00 (+3.07%)
2023	$3,065.00 (+4.22%)	$272,056 Land $69,376 Building $202,680
2022	$2,941.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13581 Cherokee Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13581 Cherokee Ln is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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