13580 Rudi Loop, Spring Hill, FL 34609 Property Records

Hernando County property record for 13580 Rudi Loop, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,104 sqft · built 1995
Lot Size	0.505 acres (22,000 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Dec 2013)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R16-223-18-3039-0000-0880`

Property Details

APN / Parcel Number

Primary APN	`R16-223-18-3039-0000-0880`
Alternative APNs	`01265543` `1265543`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,104 sqft Living Area
Gross Area	4,084 sqft
1st Floor Area	3,104 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	22,000 sqft (0.505 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,508 sqft
Deck Area	126 sqft
Patio Area	702 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01265543
Street Address	13580 RUDI LOOP
City	SPRING HILL
State	FL
Zip	34609-7964
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION ESTATES LOT 88
Legal Range	18E
Legal Township	23S
Legal Section	16
Legal Subdivision	PLANTATION ESTATES
Legal Lot Number	88
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3012
Census Tract	40908

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13580 RUDI LOOP, SPRING HILL, FL 34609-7964
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 24, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2013 · Amount on Record
Deed Sale	Dec 27, 2013 · Amount on Record
Prior Sale	Oct 5, 2012 · Amount on Record
Deed Document Number	201370970
Deed Book / Page	3063 / 1469
Last Transfer Date	Feb 22, 2020
Transfer Doc	0038120645
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13580 RUDI LOOP, SPRING HILL, FL 34609-7964
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13580 RUDI LOOP, SPRING HILL, FL 34609-7964

Mortgage

Document Number	0041510168
Date	Apr 4, 2022
Book Page	4151/168
Instrument	2022025662

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13580 RUDI LOOP, SPRING HILL, FL 34609-7964
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039300391
Date	Dec 23, 2020
Book Page	3930/391
Instrument	2020080770

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Feb 28, 2020
Property Address	13580 RUDI LOOP, SPRING HILL, FL 34609-7964
Document Number	0038120645
Book / Page	3812 / 645
Map Reference	MB 27 PG 34
Instrument Date	Feb 22, 2020
Instrument	2020013343
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	VYLLA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13580 RUDI LOOP, SPRING HILL, FL 34609-7964

Mortgage

Document Number	38120649
Date	Feb 28, 2020
Instrument	3812/0649

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13580 RUDI LOOP, SPRING HILL, FL 34609-7964
Document Number	0036470265
Instrument Date	Oct 24, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13580 RUDI LOOP SPRING HILL FL 346097964, SPRING HILL, FL 34609-7964

Mortgage

Document Number	0036470265
Date	Nov 30, 2018
Book Page	003647/000265
Instrument	71559

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 29, 2043

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,497.00 (+25.16%) Homeowner's exemption	$236,966 (+5.99%)	$439,912 (+3.78%) Land $44,000 Building $395,912
2023		$223,581 Land $223,581
2022	$2,794.00		$423,895 Land $44,000 Building $379,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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