1358 Westgate Dr, Lodi, CA 95242 Property Records

San Joaquin County property record for 1358 Westgate Dr, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2021
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,000 (Jul 2021)
Tax Bill	$5,194 (2026)
Deeds & Mortgages	Feb 2021 Construction Loan Jul 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`027-450-070-000`

Property Details

APN / Parcel Number

Primary APN	`027-450-070-000`
Alternative APN	`027-450-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	027-450-07
Street Address	1358 WESTGATE DR
City	LODI
State	CA
Zip	95242-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 LUCA PLACE-TRACT 3622
Legal Subdivision	LUCA PLACE
Legal Tract	3622
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1038
Census Tract	4104

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1358 WESTGATE DR, LODI, CA 95242-9509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Construction Mortgage BAC COMMUNITY BANK
Jul 27, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	2021124849
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1358 WESTGATE DR, LODI, CA 95242-9509
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031624
Date	Feb 19, 2021
Instrument	2021-031624

Lender

Name	BAC COMMUNITY BANK
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 27, 2021
Property Address	1358 WESTGATE DR, LODI, CA 95242-9509
Document Number	0000124849
Map Reference	MB 43 PG 14
Instrument Date	Jul 24, 2021
Instrument	2021-124849
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1358 WESTGATE DR, LODI, CA 95242-9509

Mortgage

Document Number	0000124850
Date	Jul 27, 2021
Instrument	2021-124850

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,194.00 (+0.33%)
2025	$5,177.00 (+3.98%)	$474,359 (+4.04%) Land $137,957 Building $336,402
2023	$4,979.00 (+2.24%)	$455,940 Land $132,600 Building $323,340	$514,890
2022	$4,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Matrix Broadband.

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