1358 Cooper Gap Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 1358 Cooper Gap Rd, Mill Spring, NC 28756 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1975
Square Footage	1,000 sqft Finished Area
Lot Size	256,568 sqft (5.88 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2020)
Tax Bill	$1,084.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P52-51`
Alternative APN	`7950`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,000 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer Exterior
Foundation Type	Retaining Wall Foundation
Roof Material	Shingle Roof
Lot Area	256,568 sqft (5.88 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	7950
Street Address	1358 COOPER GAP RD
City	MILL SPRING
State	NC
Zip	28756-8646
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	500, 500 500 COUNTY RURAL
Legal Subdivision	COUNTY RURAL
Jurisdiction	POLK NC
Minor Civil Division	COOPER GAP
Census Blockgroup	3
Census Block	3033
Census Tract	920201

Owner

Source: Polk County records · APN P52-51

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1358 COOPER GAP RD, MILL SPRING, NC 28756-8646
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Deed Doc Number	0000045349
Deed Book / Page	453 / 49
Record Refreshed	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 16, 2020
Property Address	1358 COOPER GAP RD, MILL SPRING, NC 28756-8646
Document Number	0000453/49
Book / Page	453 / 49
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 114, MILL SPRING, NC 28756-0114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1358 COOPER GAP RD, MILL SPRING, NC 28756-8646

Mortgage

Document Number	0000045353
Date	Oct 16, 2020
Instrument	453/53

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 01, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.34%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00 (+21.93%)	$215,894 (+56.01%) Land $70,232 Building $145,662	$215,894 (+56.01%) Land $70,232 Building $145,662
2023	$889.00	$138,381 Land $44,450 Building $93,931
2021			$138,381 Land $44,450 Building $93,931

Flood & Wildfire

1358 Cooper Gap Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 58th percentile of exposed land nationally · 81st in North Carolina
Wildfire Likelihood	Moderate — about 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.