1358 Cherry St, Rutledge, TN 37861 Property Records

Grainger County property record for 1358 Cherry St, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,148 sqft · built 2021
Lot Size	6.5 acres (283,140 sqft)
Owner	Individual Name on Record
Last Sale	$569,900 (Apr 2024)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2024 Line of Credit
Flood Zone	Zone A (high risk)
APN	`029050 00901`

Property Details

APN / Parcel Number

Primary APN	`029050 00901`
Alternative APN	`050 00901`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,148 sqft Living Area
Upper Floors Area	1,652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	283,140 sqft (6.5 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	196 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1358 CHERRY ST
City	RUTLEDGE
State	TN
Zip	37861-5462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:01 MAP REF:050
Jurisdiction	GRAINGER TN
Township / Civil Division	1
Census Block Group	3
Census Block	3015
Census Tract	500302

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1358 CHERRY ST, RUTLEDGE, TN 37861-5462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Feb 5, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Deed Document Number	24000846
Deed Book / Page	421 / 1925
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Apr 8, 2024
Property Address	1358 CHERRY ST, RUTLEDGE, TN 37861-5462
Document Number	0000000846
Book / Page	421 / 1925
Map Reference	MB 379 PG 1999
Instrument Date	Apr 4, 2024
Instrument	24000846
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$2,108.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000847
Date	Apr 8, 2024
Instrument	24000847

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0000000847
Date	Apr 8, 2024
Book Page	421/1927
Instrument	24000847

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	1358 CHERRY ST, RUTLEDGE, TN 37861-5462
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1358 CHERRY ST, RUTLEDGE, TN 37861-5462

Mortgage

Document Number	0000000277
Date	Feb 5, 2024
Book Page	420/1348
Instrument	24000277

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00	$69,950 (-) Land $16,050 Building $53,900
2024	$1,644.00	$69,950 (+0.25%) Land $16,050 Building $53,900
2023		$69,775 Land $16,050 Building $53,725
2021			$279,800 Land $64,200 Building $215,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 77% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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