Highlands County property record for 13577 Temple St, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,247 sqft · built 2004 |
| Lot Size | 0.289 acres (12,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $103,000 (Mar 2017) |
| Tax Bill | $1,157 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C036902000900120 |
| Primary APN | C036902000900120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,600 sqft (0.289 acres) |
| Lot Dimensions | 115 ft deep x 120 ft wide |
| Garage Type | Finished |
| Garage Area | 324 sqft |
| Driveway | Driveway |
| Driveway Area | 704 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
|---|---|
| Patio Area | 240 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C036902000900120 |
|---|---|
| Street Address | 13577 TEMPLE ST |
| City | SEBRING |
| State | FL |
| Zip | 33875-9486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING LAKES UNIT 1B PB 6-PG 47 LOTS 12-13-14 BLK 9 |
| Legal Range | 29E |
| Legal Township | 36S |
| Legal Section | 03 |
| Legal Subdivision | SEBRING LAKES UNIT 1 B |
| Legal Block | 9 |
| Legal Lot Number | 12-14 13 |
| Legal Unit | 1B |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 961304 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13577 TEMPLE ST, SEBRING, FL 33875-9486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Mar 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Mar 13, 2017 | Quit Claim Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2017 · Amount on Record |
| Deed Sale | Mar 13, 2017 · Amount on Record |
| Prior Sale | Mar 13, 2017 |
| Deed Document Number | 1845526 |
| Deed Book / Page | 2570 / 0642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 13577 TEMPLE ST, SEBRING, FL 33875-9486 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13577 TEMPLE ST, SEBRING, FL 33875-9486 |
| Document Number | 0002040587 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 2832/457 |
| Instrument | 2040587 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 13, 2017 |
| Property Address | 13577 TEMPLE ST, SEBRING, FL 33875-9486 |
| Document Number | 0001845526 |
| Book / Page | 2570 / 0642 |
| Map Reference | MB6 PG47 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 1845526 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | HEARTLAND TITLE INS AGENCY C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 13577 TEMPLE ST, SEBRING, FL 33875-9486 |
| Document Number | 0001845527 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 1845527 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 13, 2017 |
| Property Address | 13577 TEMPLE ST, SEBRING, FL 33875-9486 |
| Document Number | 0001845525 |
| Book / Page | 002570 / 000640 |
| Instrument Date | Feb 14, 2017 |
| Instrument | 1845525 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24504 WELSH RD GAITHERSBURG MD 208823934, GAITHERSBURG, MD 20882-3934 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,847 (+10.23%) | $161,061 (-3.61%) Land $13,500 Building $147,561 | |
| 2024 | $1,157.00 (+3.49%) | ||
| 2023 | $1,118.00 (+2.76%) Homeowner's exemption | $100,564 (+3%) | $167,097 (+39.76%) Land $9,000 Building $158,097 |
| 2022 | $1,088.00 Homeowner's exemption | $97,635 | $119,562 Land $7,500 Building $112,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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