13575 Main St, Luray, MO 63453 Property Records

Clark County property record for 13575 Main St, Luray, MO 63453

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$177 (2023)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-12-02-10-04-07-003.01`

Property Details

APN / Parcel Number

Primary APN	`1-12-02-10-04-07-003.01`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	A-Frame
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	13575 MAIN ST
City	LURAY
State	MO
Zip	63453-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN OF ELDORADO LTS 13 & 14 BLK 7
Legal Range	09W
Legal Township	65N
Legal Section	10
Legal Subdivision	TOWN OF ELDORADO
Legal Block	7
Legal Lot Number	13-14
Jurisdiction	CLARK MO
Township / Civil Division	WYACONDA
Census Block Group	2
Census Block	2157
Census Tract	950300

Owner

Source: Clark County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13575 MAIN ST, LURAY, MO 63453-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Closed-End Mortgage KAHOKA STATE BANK
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit KAHOKA STATE BANK
Aug 19, 2020	Deed of Trust, Mortgage · Line of Credit KAHOKA STATE BANK
Aug 8, 2022	Deed of Trust, Mortgage · Closed-End Mortgage KAHOKA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK MO
Property Address	13575 MAIN ST, LURAY, MO 63453-2145
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13575 MAIN ST, LURAY, MO 63453-2145

Mortgage

Document Number	02022/1048
Date	Aug 8, 2022
Book Page	2022/1048
Instrument	202201048

Lender

Name	KAHOKA STATE BANK
Type	Bank
Address	KAHOKA, MO 63445

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 27, 2027

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK MO
Property Address	13575 MAIN ST, LURAY, MO 63453-2145
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13575 MAIN ST, LURAY, MO 63453-2145

Mortgage

Document Number	002020/915
Date	Aug 19, 2020
Book Page	2020/915
Instrument	202000915

Lender

Name	KAHOKA STATE BANK
Type	Bank
Address	KAHOKA, MO 63445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Oct 12, 2025

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK MO
Property Address	13575 MAIN ST, LURAY, MO 63453-2145
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13575 MAIN ST, LURAY, MO 63453-2145

Mortgage

Document Number	002020/915
Date	Aug 19, 2020
Book Page	2020/915
Instrument	202000915

Lender

Name	KAHOKA STATE BANK
Type	Bank
Address	KAHOKA, MO 63445

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Oct 12, 2025

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK MO
Property Address	13575 MAIN ST, LURAY, MO 63453-2145
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13575 MAIN ST, LURAY, MO 63453-2145

Mortgage

Document Number	02022/1048
Date	Aug 8, 2022
Book Page	2022/1048
Instrument	202201048

Lender

Name	KAHOKA STATE BANK
Type	Bank
Address	KAHOKA, MO 63445

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 27, 2027

Tax Assessment & Valuation

Source: Clark County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clark County
Unified School District	Clark County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,700 (+13.85%)	$19,500 (+14.04%)
2023	$177.00	$3,250	$17,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARK COUNTY CONS PWSD 1 serves 8,000 people · EPA ID MO2024138
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northeast Missouri Rural Telephone Company Fiber	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	100 / 50

May also be available: T-Mobile, Verizon.

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