1357 Southgate Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1357 Southgate Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,341 sqft · built 1983
Lot Size	0.264 acres (11,480 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Dec 2005)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`523620B079`

Property Details

APN / Parcel Number

Primary APN	`523620B079`
Alternative APN	`3-0016-5222-00-0040.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
Gross Area	3,028 sqft
1st Floor Area	1,341 sqft
Basement Area	1,307 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,480 sqft (0.264 acres)
Lot Dimensions	140 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	523620B079
Street Address	1357 SOUTHGATE DR
City	SAINT CHARLES
State	MO
Zip	63304-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SOUTHGATE #1 LOT 40
Legal Subdivision	SOUTHGATE #1
Legal Lot Number	40
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1010
Census Tract	311149

Owner

Source: St. Charles County records · APN 523620B079

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1357 SOUTHGATE DR, SAINT CHARLES, MO 63304-6708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2005 · Amount on Record
Deed Sale	Dec 09, 2005 · Amount on Record
Prior Sale	Apr 27, 1998 · Amount on Record
Deed Document Number	20051178090
Deed Book / Page	4367 / 1765
Last Transfer Date	Apr 24, 2024
Transfer Doc	0000015592
Record Updated	Sep 20, 2026

April 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 24, 2024
Property Address	1357 SOUTHGATE DR, SAINT CHARLES, MO 63304-6708
Document Number	0000015592
Map Reference	MB 20 PG 47&48
Instrument Date	Apr 24, 2024
Instrument	2024R-015592
Transaction Type	Transfer
Record Updated	May 08, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1357 SOUTHGATE DR, SAINT CHARLES, MO 63304-6708

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,161 (-)	$264,007 (-) Land $50,000 Building $214,007
2025	$2,983.00 (-8.58%)	$50,161 (-8.08%)	$264,007 (-8.08%) Land $50,000 Building $214,007
2024	$3,263.00
2023		$54,568
2022			$287,200 Building $287,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), as of August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111491, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 474 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.