1357 Smart Rd, Lucas, OH 44843 Property Records

Richland County property record for 1357 Smart Rd, Lucas, OH 44843

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,392 sqft · built 1992
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Feb 2000)
Tax Bill	$2,809 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018-14-110-06-002`

Property Details

APN / Parcel Number

Primary APN	`018-14-110-06-002`
Alternative APN	`00010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	880 sqft
Basement Area	512 sqft
Unfinished Basement	512 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum Siding
Lot Area	46,174 sqft (1.06 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	1 Parking Space
Pool Area	576 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1357 SMART RD
City	LUCAS
State	OH
Zip	44843-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE A 1.06 LT 1 PT
Legal Lot Number	1
Jurisdiction	RICHLAND OH
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3005
Census Tract	2000

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1357 SMART RD, LUCAS, OH 44843-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2022	Warranty Deed, Transfer · FHA Mortgage NFM INC
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 29, 2000 · Amount on Record
Deed Sale	Feb 29, 2000 · Amount on Record
Prior Sale	Mar 22, 1991
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1357 SMART RD, LUCAS, OH 44843-9708
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03011/1537
Date	Jan 16, 2024
Book Page	3011/1537
Instrument	202400000426

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Dec 14, 2022
Property Address	1357 SMART RD, LUCAS, OH 44843-9708
Document Number	02998/5928
Book / Page	2998 / 5928
Instrument Date	Dec 12, 2022
Instrument	202200015201
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1357 SMART RD, LUCAS, OH 44843-9708

Mortgage

Document Number	202200015202
Date	Dec 14, 2022
Instrument	202200015202

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	1357 SMART RD, LUCAS, OH 44843-9708
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1357 SMART RD, LUCAS, OH 44843-9708

Mortgage

Document Number	2913/9
Date	Jul 23, 2021
Book Page	2913/9
Instrument	202100010274

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Monroe Township
Unified School District	Lucas Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,809.00 (+0.04%)	$68,670 (-) Land $9,380 Building $59,290
2024	$2,808.00 (-2.67%) Homeowner's exemption	$68,670 (-) Land $9,380 Building $59,290
2023	$2,885.00 (+31.98%) Homeowner's exemption	$68,670 (+47.58%) Land $9,380 Building $59,290	$196,190 (+47.56%) Land $26,800 Building $169,390
2022	$2,186.00 Homeowner's exemption	$46,530 Land $8,380 Building $38,150
2020			$132,960 Land $23,950 Building $109,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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