Lorain County property record for 1357 Madison Ave, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 822 sqft · built 1920 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,000 (Oct 1996) |
| Tax Bill | $67 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02-023-105-012 |
| Primary APN | 02-02-023-105-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 822 sqft Living Area |
| 1st Floor Area | 822 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 112 sqft |
| Patio Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Street Address | 1357 MADISON AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEVIEW FRNT 0040.00 DPTH 0100.00 |
| Legal Subdivision | LAKEVIEW |
| Legal Tract | 02 |
| Legal Block | 105 |
| Legal Lot Number | 263 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 22601 |
1357 Madison Ave is owned and occupied by an individual who bought it in October 1996.
Source: Lorain County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1357 MADISON AVE, LORAIN, OH 44053-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Sep 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 1996 · Amount on File |
| Deed Sale | Oct 16, 1996 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 14, 2026 |
| Property Address | 1357 MADISON AVE, LORAIN, OH 44053-1025 |
| Document Number | 0000111311 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026111311 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1357 MADISON AVE, LORAIN, OH 44053-1025 |
| Document Number | 0000111311, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 2026111311 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Oct 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1357 MADISON AVE, LORAIN, OH 44053-1025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000930935 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 2023-0930935 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 1357 Madison Ave was $67 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67.00 Homeowner's exemption | $22,590 (+%) Land $7,170 Building $15,420 | $64,540 (-) Land $20,480 Building $44,060 |
| 2024 | $67.00 (-85.77%) | $22,589 (+23.24%) Land $7,168 Building $15,421 | $64,540 (+23.24%) Land $20,480 Building $44,060 |
| 2023 | $471.00 (-3.68%) | $18,330 (-) Land $6,647 Building $11,683 | $52,370 Land $18,990 Building $33,380 |
| 2022 | $489.00 | $18,330 Land $6,650 Building $11,680 | |
| 2021 | $52,370 Land $18,990 Building $33,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1357 Madison Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–1997) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jun 1997 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1357 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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