Garrett County property record for 1357 Hutton Rd, Oakland, MD 21550
| Property Type | Mobile Home |
|---|---|
| Details | 2 ba · 1,904 sqft · built 1998 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Nov 1997) |
| Tax Bill | $1,729 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-029834 |
| Primary APN | 14-029834 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,904 sqft Total Area |
| 1st Floor Area | 1,904 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 61,420 sqft (1.41 acres) |
| Porch | Open Porch |
| Porch Area | 328 sqft |
| Deck Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 029834 |
|---|---|
| Street Address | 1357 HUTTON RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-5217 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1.41 AC NE/S HUTTON RD HUTTON |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 602 |
1357 Hutton Rd, a mobile home, is owned and occupied by an individual who bought it in November 1997.
Source: Garrett County records, as of September 20, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1357 HUTTON RD, OAKLAND, MD 21550-5217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Jan 20, 2017 | Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 1997 · Amount on File |
| Deed Sale | Nov 17, 1997 · Amount on File |
| Deed Document Number | 971540 |
| Deed Book / Page | 00723 / 00849 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1357 HUTTON RD, OAKLAND, MD 21550-5217 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0022700291 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 2270/291 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jan 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1357 HUTTON RD, OAKLAND, MD 21550-5217 |
| Document Number | 0019960083 |
| Book / Page | 001996 / 000083 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2017 |
| Title Company | DOCUMENT PROCESSING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1357 HUTTON RD OAKLAND MD 215505217, OAKLAND, MD 21550-5217 |
| Document Number | 0019960083 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 001996/000083 |
| Name | OCWEN LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2047 |
| Rate | 3.62% |
|---|
Source: Garrett County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,729.00 Homeowner's exemption | $148,133 | $167,800 Land $28,600 Building $139,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1357 Hutton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1357 Hutton Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
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