Island County property record for 1357 Hersig Rd, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,632 sqft · built 1999 |
| Lot Size | 7.27 acres (316,681 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $635,000 (Dec 2024) |
| Tax Bill | $4,922 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R23203-363-2090 |
| Primary APN | R23203-363-2090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 3,264 sqft |
| 1st Floor Area | 1,632 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 316,681 sqft (7.27 acres) |
| Garage Type | Attached |
| Garage Area | 1,632 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 303 sqft |
| Balcony Area | 368 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1357 HERSIG RD |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-8637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Description | 65 - PT OF E545 OF W990.6 OF SE NW LY N OF CLN RD EX RD |
| Legal Range | 2E |
| Legal Township | 32N |
| Legal Section | 03 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 970300 |
1357 Hersig Rd is owned and occupied by two individuals who bought it in December 2024.
Source: Island County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1357 HERSIG RD, OAK HARBOR, WA 98277-8637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ALASKA USA MORTGAGE CO LLC |
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage ALASKA USA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Prior Sale | Jun 26, 2018 · Amount on File |
| Deed Document Number | 20244580369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1357 HERSIG RD, OAK HARBOR, WA 98277-8637 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1357 HERSIG RD, OAK HARBOR, WA 98277-8637 |
| Document Number | 0004598109 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 4598109 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 1357 HERSIG RD, OAK HARBOR, WA 98277-8637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004491063 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 4491063 |
| Name | ALASKA USA MORTGAGE CO LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANCHORAGE, AK 99503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jun 26, 2018 |
| Property Address | 1357 HERSIG RD, OAK HARBOR, WA 98277-8637 |
| Document Number | 0004446847 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 4446847 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,612.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2133 COLONIAL WAY, OAK HARBOR, WA 98277-8837 |
| Document Number | 0004446848 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 4446848 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 1357 Hersig Rd was $4,922, up 16.9% from the year before.
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,922.00 (+16.91%) | ||
| 2025 | $4,210.00 | $636,131 Land $300,000 Building $336,131 | $636,131 Land $300,000 Building $336,131 |
| 2023 | $3,642.00 | $586,777 (+20.31%) Land $270,000 Building $316,777 | $586,777 (+20.31%) Land $270,000 Building $316,777 |
| 2022 | $487,707 Land $240,000 Building $247,707 | $487,707 Land $240,000 Building $247,707 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1357 Hersig Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 6 (2006–2022) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Dec 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1357 Hersig Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILVER LAKE RD ACREAGE TRACTS private · serves 73 people · EPA ID WA5310587 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | SILVER LAKE WATER |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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