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1357 Clear Brook Pl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1357 Clear Brook Pl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,092 sqft · built 2020
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$322,950 (Jun 2020)
Tax Bill$4,362 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN262630064000010950

Property Details

APN / Parcel Number

Primary APN262630064000010950

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,092 sqft Heated Area
Gross Area2,666 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1357 CLEAR BROOK PL
CitySAINT CLOUD
StateFL
Zip34772-6537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESERVE AT PINE TREE PB 27 PGS 93-95 LOT 95
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionRESERVE AT PINE TREE
Legal Tract640
Legal Lot Number95
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2022
Census Tract43304

Owner

Source: Osceola County records · APN 262630064000010950

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1357 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU
Jun 17, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
M&I FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 17, 2020 · Amount on Record
Deed SaleJun 17, 2020 · Amount on Record
Deed Document Number2020077791
Deed Book / Page5739 / 708
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1357 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1357 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537

Mortgage

Document Number0064722769
DateSep 12, 2023
Book Page6472/2769
Instrument2023120243
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 11, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 17, 2020
Property Address1357 CLEAR BROOK PL, SAINT CLOUD, FL 34772-6537
Document Number0057390708
Book / Page005739 / 000708
Instrument DateJun 15, 2020
Instrument77791
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,261.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1357 CLEAR BROOK PL ST CLOUD FL 347726537, ST CLOUD, FL 34772-6537

Mortgage

Document Number57390710
DateJun 17, 2020
Book Page005739/000710
Instrument77792
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 16, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,362.00 (+6.11%) Homeowner's exemption$286,612 (+5.99%)$367,200 (+6.47%) Land $77,000 Building $290,200
2023$4,111.00 (+3.5%) Homeowner's exemption$270,423 (+3%)$344,900 (+21.92%) Land $77,000 Building $267,900
2022$3,972.00 Homeowner's exemption$262,547$282,900 Land $55,000 Building $227,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 340 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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