Bay County property record for 1357 Capri Dr, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,572 sqft · built 1986 |
| Lot Size | 0.078 acres (3,397 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Apr 2024) |
| Tax Bill | $4,264 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 11727-309-000 |
| Primary APN | 11727-309-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,572 sqft Living Area |
| Gross Area | 1,852 sqft |
| 1st Floor Area | 786 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 3,397 sqft (0.078 acres) |
| Lot Dimensions | 142 ft deep x 24 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Driveway | Driveway |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 362 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1357 CAPRI DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | VENETIAN VILLA COM 567.02 E & 516.43 S & SELY 273.91 OF NW COR LOT 24 TH: SELY 24.08 W 142.29 N 24.08 E 142.29 TO POB PT OF LOTS 3,4 & 5 BLK 10 (4.02) ORB 4788 P 466 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 18 |
| Legal Subdivision | VENETIAN VILLA |
| Legal Block | 10 |
| Legal Lot Number | 24 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1501 |
1357 Capri Dr is owned by two individuals who bought it in April 2024.
Source: Bay County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2461 MERRION PARK CT, DACULA, GA 30019-6516 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2024 | Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Apr 11, 2023 | Warranty Deed, Transfer · Commercial Mortgage CADENCE BANK NA |
| Feb 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on File |
| Deed Sale | Apr 2, 2024 · Amount on File |
| Prior Sale | Apr 11, 2023 · Amount on File |
| Deed Document Number | 202418579 |
| Deed Book / Page | 4788 / 466 |
| Prior Transfer Date | Feb 11, 2020 |
| Prior Transfer Doc | 0042211620 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 2, 2024 |
| Property Address | 1357 CAPRI DR, PANAMA CITY, FL 32405-4806 |
| Document Number | 0047880466 |
| Book / Page | 4788 / 466 |
| Map Reference | MB 11 PG 38A&38B |
| Instrument Date | Mar 29, 2024 |
| Instrument | 2024018579 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3302 W 23RD ST, PANAMA CITY, FL 32405-1832 |
| Name | Verified Name |
|---|---|
| Address | 2461 MERRION PARK CT, DACULA, GA 30019-6516 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 11, 2023 |
| Property Address | 1357 CAPRI DR, PANAMA CITY, FL 32405-4806 |
| Document Number | 0046770454 |
| Book / Page | 4677 / 454 |
| Map Reference | MB 11 PG 38A&38B |
| Instrument Date | Apr 5, 2023 |
| Instrument | 2023021926 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 980 COWFORD RD, PONCE DE LEON, FL 32455-4244 |
| Name | Verified Name |
|---|---|
| Address | 3302 W 23RD ST, PANAMA CITY, FL 32405-1832 |
| Document Number | 0004677456 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 4677/456 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 12, 2020 |
| Property Address | 1357 CAPRI DR, PANAMA CITY, FL 32405-4806 |
| Document Number | 0042211620 |
| Book / Page | 004221 / 001620 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 11408 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2408 MEADOW LARK DR ATLANTA GA 303444026, ATLANTA, GA 30344-4026 |
The 2025 property tax bill for 1357 Capri Dr was $4,264, up 40.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,264.00 (+40.63%) | $270,034 Land $59,600 Building $210,434 | $270,034 Land $59,600 Building $210,434 |
| 2024 | $3,032.00 (-7.08%) | ||
| 2023 | $3,263.00 (+14.65%) | $185,074 (+6.91%) Land $50,800 Building $134,274 | $185,074 (+6.91%) Land $50,800 Building $134,274 |
| 2022 | $2,846.00 | $173,117 Land $47,900 Building $125,217 | $173,117 Land $47,900 Building $125,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1357 Capri Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 300 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 154 (1984–2022) |
| Claims Outside the SFHA | 16 of 154 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1357 Capri Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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