Cabarrus County property record for 13565 Sterling Cir, Midland, NC 28107
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2016 |
| Lot Size | 2.25 acres (98,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Apr 2024) |
| Tax Bill | $1,003 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10021A0145.000000 |
| Primary APN | 10021A0145.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,480 sqft |
| 1st Floor Area | 1,456 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 98,280 sqft (2.25 acres) |
| Lot Dimensions | 280 ft deep x 351 ft wide |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 38443 |
|---|---|
| Street Address | 13565 STERLING CIR |
| City | MIDLAND |
| State | NC |
| Zip | 28107-9436 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | SFR |
| Legal Description | LT 67 CABARRUS ACRES SEC 2 |
| Legal Subdivision | CABARRUS ACRES |
| Legal Lot Number | 67 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 41603 |
13565 Sterling Cir, a mobile home, is owned and occupied by an individual who bought it in April 2024.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13565 STERLING CIR, MIDLAND, NC 28107-9436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 10, 2024 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on File |
| Deed Sale | Apr 10, 2024 · Amount on File |
| Prior Sale | May 10, 2016 · Amount on File |
| Deed Document Number | 20247081 |
| Deed Book / Page | 16883 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 13565 STERLING CIR, MIDLAND, NC 28107-9436 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001564565 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 15645/65 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 10, 2024 |
| Property Address | 13565 STERLING CIR, MIDLAND, NC 28107-9436 |
| Document Number | 0001688314 |
| Book / Page | 16883 / 14 |
| Map Reference | MB 17 PG 60 |
| Instrument Date | Apr 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31138 COLEY FARM RD, ALBEMARLE, NC 28001-7783 |
| Name | Verified Name |
|---|---|
| Address | 13565 STERLING CIR, MIDLAND, NC 28107-9436 |
| Document Number | 0168830016 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 16883-0016 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Midland Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,960 (-) Land $48,000 Building $145,960 | ||
| 2025 | $193,960 Land $48,000 Building $145,960 | ||
| 2024 | $193,960 (+85.64%) Land $48,000 Building $145,960 | ||
| 2023 | $1,003.00 | $104,480 Land $25,000 Building $79,480 | $104,480 Land $25,000 Building $79,480 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 13565 Sterling Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13565 Sterling Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABARRUS ACRES WATER SYSTEM private · serves 41 people · EPA ID NC0113146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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