Defiance County property record for 13563 Harding Rd, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,680 sqft · built 1973 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,025 (Jul 2021) |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B110003000803 |
| Primary APN | B110003000803 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 3,564 sqft |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 13563 HARDING RD |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-9054 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 3 NW PT SE 1/4 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | DEFIANCE |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 958900 |
Source: Defiance County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13563 HARDING RD, DEFIANCE, OH 43512-9054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Prior Sale | May 10, 2012 · Amount on Record |
| Deed Document Number | 20213765 |
| Deed Book / Page | 440 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Jul 9, 2021 |
| Property Address | 13563 HARDING RD, DEFIANCE, OH 43512-9054 |
| Document Number | 440/545 |
| Book / Page | 440 / 545 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 202100003765 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 13563 HARDING RD, DEFIANCE, OH 43512-9054 |
| Document Number | 202100003766 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 202100003766 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Defiance Township |
| Unified School District | Defiance City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,992.00 | $51,200 (-) Land $5,160 Building $46,040 | |
| 2024 | $1,992.00 (+1.22%) | $51,200 (-) Land $5,160 Building $46,040 | $146,290 (+%) Land $14,740 Building $131,550 |
| 2023 | $1,968.00 (+36.67%) | $51,200 (+54.03%) Land $5,160 Building $46,040 | $146,284 (+54.06%) Land $14,742 Building $131,542 |
| 2022 | $1,440.00 | $33,240 Land $4,830 Building $28,410 | |
| 2020 | $94,950 Land $13,790 Building $81,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 8 (1981–2018) |
| Most Recent Claim | Mar 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arthur Mutual Telephone Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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